Bank Americard Travel Rewards

All about maximizing your rewards!
Members share tips and tricks for getting the most cash back, miles, & points.
13 posts
lucasoil4u
Platinum Member
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Joined: Wed Jun 20, 2012 3:40 pm
Location: Minnesota

Bank Americard Travel Rewards

Postby lucasoil4u » Tue Jul 17, 2012 9:22 pm

Just got a mailing for this.. Looks Decent. interest Rate is 16.9 which is high. Anyone know anything about how you redeem the rewards. Or how many rewards it takes for so many dollars in travel. Looking to dump my capital one card card they are just not for me. I used to have them got rid of them and now i remember why I did. Wont increase my credit or anything like that. Thanks.


lucasoil4u
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Joined: Wed Jun 20, 2012 3:40 pm
Location: Minnesota

Postby lucasoil4u » Wed Jul 18, 2012 2:29 pm

Anyone have anything on this?

FutureBillionaire
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Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Wed Jul 18, 2012 5:51 pm

I read a review on another site that recommended just sticking to the cash back cards. The only rewards card with points I would recommend are penfed and Amex.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


American
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Joined: Thu Mar 29, 2012 7:55 am
Location: Atlanta, GA

Postby American » Thu Jul 19, 2012 10:38 pm

I'm actually really thinking about switching to Bank of America's Privileges. It gives you 2x on all purchases + Chip and Pin + 0% Foreign Transaction.
American Express '02: Platinum, Blue Cash Preferred 6k, SPG 2k, Delta Gold 1k
Barclaycard '11: Apple Financing Card 2.5k
Citi: Diamond Rewards 1.5k
Chase: Freedom 500
Discover '12: Discover IT 1.5k

ayn
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Website: http://andrewng.me
Location: SF

Postby ayn » Thu Aug 23, 2012 1:56 am

I got it when it first came out coz we planned to live outside the country for a year. I use it when places don't take AMEX. no FTF is nice and I'm already banking with BoA so application was easy with my personal banker at my local branch. In the US I use their Cash Rewards card instead.

DavidNY
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Joined: Tue Jul 05, 2011 12:28 pm
Location: New York

Postby DavidNY » Thu Aug 23, 2012 7:18 pm

American wrote:I'm actually really thinking about switching to Bank of America's Privileges. It gives you 2x on all purchases + Chip and Pin + 0% Foreign Transaction.


Chip + Signature, and a $75 annual fee after the first year.

Crashem
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Joined: Fri Mar 09, 2012 9:29 am
Location: San Francisco, CA

Postby Crashem » Thu Aug 23, 2012 11:02 pm

American wrote:I'm actually really thinking about switching to Bank of America's Privileges. It gives you 2x on all purchases + Chip and Pin + 0% Foreign Transaction.


Sorry where do you see 2% on all transactions? Do you have a link?
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k


trumpet-205
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Joined: Sat Oct 23, 2010 1:51 pm
Location: CA, USA

Postby trumpet-205 » Fri Aug 24, 2012 10:38 am

Regular Travel Reward offers 1.65% return with no AF.
https://www.bankofamerica.com/credit-cards/products/bankamericard-travel-rewards-credit-card.go

Privilege Travel Reward offers 2.2% return with $75 AF.
https://www.bankofamerica.com/credit-cards/products/bankamericard-privileges-travel-credit-card.go

Both cards are chip and signature and charge no FTF.
In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

Crashem
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Posts: 538
Joined: Fri Mar 09, 2012 9:29 am
Location: San Francisco, CA

Postby Crashem » Sat Aug 25, 2012 12:52 am

Interesting. Anyone know more about BofAs travel rewards. Are points directly translating into 1 penny per point? Do they force you to go through their travel service to get bonus? If so, how are the prices?
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

trumpet-205
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Joined: Sat Oct 23, 2010 1:51 pm
Location: CA, USA

Postby trumpet-205 » Sat Aug 25, 2012 11:16 am

BofA Travel Reward cards are very similar to Capital One Venture. You pay your travel using the card and redeem your points as statement credit.

Good thing about BofA is that you can do partial redemption. So if I charge my card $500 airline tickets and I have 3,000 points available I can apply $30 statement credit on my $500 ticket. Capital One only allows full redemption, which in this case is 50,000 points.

Points are 1:1 ratio. You do NOT need to use their travel booking service.
In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)



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