I talked to Chase a week ago about my extra 10% due to having a checking account. She said I would receive it next billing cycle. Does anyone know if the extra 10% counts for the bonus $200 I received for spending $500 in the first 90 days? I'm wondering because I received my BOA card in the mail and it mentioned getting $110 for spending $500 if I was a BOA checking account holder (which I am not, so I will only receive $100). Does anyone who has a Freedom card know if they received a bonus $20 for being checking account holders for their first $200 bonus?