Credit Card Forum
  1. #1
    Centurion Member
    Join Date
    Jun 2011
    Location
    Down South
    Posts
    201

    Default Best rewards program for getting gift cards?

    Which credit cards let you redeem your rewards for gift cards the earliest? How long does it take for you get get your gift cards when you order them?

    For example, I tend to redeem rewards for gift cards with Discover because they have more value. How does it work with Citi Dividend, Chase Freedom, etc.
    Cards
    Visa: BofA Cash rewards Visa Signature (1% on everything)
    Kroger 123 Rewards Visa, Ascend FCU Platinum Visa (1% back), Penfed Platinum Cash Rewards Visa (5% on Gas)
    BofA Cash Reward Platinum Plus (1% on everything, 2%on groceries, 3% on gas), Penfed Platinum Rewards Visa ( 5 points on gas, 3 points on groceries, 1 point on everything else)


    Discover: Discover More (5% back rotating categories), Discover Miles (2% on travel and restaurants, double miles on phone, internet, and tv

    Amex: Gold Card, BofA Accelerated Cash Rewards (1.5% on everything)

    Express Store card (points for gift certificates and special deals)
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  2. #2
    Green Member
    Join Date
    Dec 2011
    Location
    State College, PA, USA
    Posts
    5

    Default

    In terms of Gift Card redeem, discover cards do have the best program, which usually allows you to use 40/45 dollars for 50 gift card value.

    As far as I know, Both Citi and Chase only allows you a 1:1 redeem
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  3. #3
    Centurion Member
    Join Date
    Jun 2011
    Location
    New York state
    Posts
    871

    Default

    when I order mine it usualy takes 7 to 10 days .
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