Does any card beat the American Express Blue Cash Everyday's 3% rewards at grocery stores?
Does any card beat the American Express Blue Cash Everyday's 3% rewards at grocery stores?
Current cards:
American Express: Blue Cash Everyday, Fidelity Investment Rewards
Discover: More
Visa: Chase Freedom, Citi Forward
Discover More and Chase Freedom do (when the 5% comes up); the only other card that does better is the BC Preferred, at 6%; it comes with a $75 annual fee, so do the math to make sure you're not just throwing money away for the better cash back rate.
(Also, the CitiForward does 5x points, not 5%; the math changes depending on the redemption level, but it works out to at most .7%/3.5% cash back.)
Cards I Carry:
Visa: CitiForward Student (1k CL, 15.24%), Capital One Student Journey Rewards (.5k CL, 19.8%)
Discover: More Student (1k CL, 17.99% regular, current rate 1.9% through 3/6/12) (Primary card at this time)
AMEX: Blue Cash Everyday (2k CL, 21.25%)
I see what you are saying about the Citi. I may be wrong, but if you save up to 2500 points, you can get a gift certificate or prepaid card that makes it equal to 5% cash back, but I will have to go back and look.
Current cards:
American Express: Blue Cash Everyday, Fidelity Investment Rewards
Discover: More
Visa: Chase Freedom, Citi Forward