1bootcamp

Does anyone know if any credit cards offer more than 1% cash back on everyday purchases. I'm not talking special categories but just any purchase you make. It seems every card offers 1% rewards so it would be nice to find one that gave you a little bit more you know. Then you could use that for all your normal purchases and the credit cards that gave you higher percentages for categories, you use those cards.

AnthonyBarone

Yeah there's a couple credit cards out there that offer 1.25% and 1.5% but I think you gotta spend so much each year before it jumps up above 1%.

Cucumber

i know american express has one through bank of america that offers 1.25% cash back but seriously what's the point. that means you get an ENTIRE $2.50 back extra for every $1000 spent. worth the change? i think not. if you want to increase your cash back focus on cards that give you more in certain categories.

bikermike

I'm pretty sure on the American Express Blue card it goes up to 1.5% after you've spent $6000 annually on the card. That's a lot to spend so that would probably only be worth the extra effort if you're a business or something and buy a lot of inventory or supplies on credit cards. I mean if you're spending $25,000 or $100,000 a year on it that would make sense to use it for sure.