Thread: Chase Sapphire Preferred vs Citi Thank You Premier

Hi need some advise for this: I will be using the credit card mainly for purchasing travel. So between the Sapphire Preferred and the Citi Thank You Premier, after the initial bonuses which is the better card to keep.

Also are there better cards cards for the long term of travel?

If i close my credit card in 4 months of use how will it affect my credit score, how about a year?

my father wants to get one of these too cards, idk which one will be easier for him to get he has had his checking with citi over 20 years or chase that he has had the mortgage for around the same time. his ex is 742 eq 742 and tu 746. also never had any late payments on mortgage and no problems with citi bank

As far as I'm aware the Citibank Thank You Premier card comes with a fee cost 125.00 fee, waived the first year.W ith this card you 1.2 points per dollar spent on gas and I think restaurants, 1 free airline companion ticket anywhere in the US every year, you also get concierge service.

So let's say your father wants to take out his whole family to a very crowded restaurant, when he gets the booklet there will be a number to call for concierge service. They would make reservations for him. They get sporting event tickets etc.

With the Chase Sapphire basic you get 2 points per dollar spent on restaurants, the preferred I'm not familiar with. However I do know you get the first year free then a 95.00 annual fee

Does your father travel on business?

It's the same, they're both the same difficulty level. Because it's your father either card would be easy for him to get.

@money my father flys on business and the thank you card that you pay 125 a year, im conpareing the basic sapphire with the preferred citi because i dont want to risk it with chase .should he go in branch and apply or just pull the trigger online ?

he has a small business and he does once a year on charter he onlu has one or 2 bussness cards do to the fact that he does not like getting declined also should he go in branch or just do it every thing online for a faster application time ?

Personally I would go into the branches. After my fight with Chase leaving me with just a Discover card, I went into Capital One's branch and they were no help, I eventualy got them to send me a short application so I filled it out.

Everybody does things differently. For example I like to go shopping at malls, look around, some people like to shop online.

When making vacation plans I would rather sit down with a travel agent and talk to them, get brochures. Some people would rather go onto Expedia, Travelocity or Orbitz.

Everybody is different. If it were me and I was looking for a bank credit card like Chase or Citi, I would go into the bank and do it through them.

thanks for the advice money :],i will tell him to apply on wednesday and let you know if he got approved or not

I wish your Dad the best of luck.

he just applyed online and got instantly approved for chase sapphire preferred ! :]