Thread: Chase AARP card promotion

I called the toll-free number but the person I spoke with wasn't very up on things.

Since it seems this may be a new card, call back again and talk to another person. The rep you called is most likely new so often isn't going to be very educated on everything. You'd be surprised on how poorly a lot of these phone-reps are trained before they hit the floor to take in calls. You also may want to ask to speak to their SUPER-VISOR, which generally have more product knowledge.

Originally Posted by jeffysdad

I also asked if AARP organization membership is necessary to get the card and was told that it was. But in the online application I didn't see anywhere to provide proof of AARP membership.

I'm younger than 50 and don't qualify for AARP membership and don't want it either. But 5% cashback on everything for six months would mean at least $500 in my pocket, which is better than I can do with my other cards (about $250-300).

So, does anyone know if I should bother applying for this card? I have existing accounts with Chase and a good relationship with them, so I'm sure I would qualify and could just reassign some of my existing available credit to the AARP card if that is necessary.

The review of this card on this site is pretty negative, but all I care about is the 5% for six months.

1) You do need an AARP membership. The application has a required field for your AARP membership ID.

2) You do not have to be 50 to get an AARP membership; they'll give anyone an "associate membership" for $16. I'm barely over half of 50 and got a membership in order to get this card. Not the ***iest card to pull out on a date (that's what my Blue Cash is for), but for 5%, I'll join just about anything.

3) Should you get it? Well, as I said, I did. Why bother with cards that give less than 5%? I'll cancel it in six months, roll the balance into my Freedom card, let the AARP membership expire, and hopefully the Fidelity VISA will be 2% by then. Where's the bad review? What could be bad about this? You make up the $16 in $320 of spending, and everything after that is sweet, sweet gravy.

I applied for the above credit card a couple months ago and haven't looked back since!
It is a marvelous deal! So far I haven't found any problems with it or "catches". For six months you can charge everything and get 5% rewards. The only requirement is that you be an active member of AARP which is a fine organization in my opinion. My wife and I have been members for many years now. I might add that I disagree politically with some of their views, but I will be forever grateful in learning that I could cover my wife under Medicare by reading one of their newsletters or magazines a few months ago.

Just yesterday I paid half of my real estate taxes with the card and am expecting around $80 rebate despite the fact that I paid a 2.5% fee by paying my taxes with a credit card. With the 5% reward feature I still earn a 2.5% rebate!

I have been into "Rewards Credit Cards" for 10 years or so, but must confess that this
is probably the best credit card I have used for convenience and the rewards! Just wish
the 6 month period was a year!

I believe you have to be 50 years old or more to join AARP but please check out their website and this great Credit Card! It's a winner!