Card perks - Who's best? - Credit Card Forum

AnthonyBarone · 08-02-2008, 09:28 AM

I saw the post in the American Express forum about them giving a $75 credit at hotels. What cards out there are the best for free perks like this, is it Amex? I like cards that give out freebies like this because I'm not a big spender so I'm usually don't spend enough money on my credit cards to make the rewards significant. However things like that I like because it doesn't matter how much you spend you still get a perk.

Mogul of Pineapples · 08-03-2008, 10:11 AM

The American Express Gold Card gets my review for the one with the most perks. They offer a lot of free perks in addition to the points you earn. I love the traveling/hotel/airline freebies they give. Yes, it has an annual fee, but sometimes they offer special promos where you can signup and avoid the annual fee for the first year - so it's free.

CreditCardGuru · 08-04-2008, 01:09 PM

The Gold Card from American Express Open is what I, as well as most people, would consider to be the most rewarding credit card (excluding the ultra premium credit cards such as Centurion, Accolades, etc). It is a business card, but you can apply as a sole proprietor by using your legal name as the business name, and leaving the federal tax ID field blank. They normally don't advertise or mention many of them online, but with this card you get many free perks such as the $75 food credit at Starwoods Hotels. In addition to those types of free benefits, the best may be the free protection they offer on purchases. For example they often double the length of manufacturers warranties for free, and if a store won't accept your return, they will take it back and refund you the money. The annual fee is $125 but you can have the annual fee waived for the first year if you apply here. This is a great way to test out the card free for a year to see if the benefits will be worth it for you. If you don't like it, just cancel before the year is up and you owe nothing.

Multi-Purpose · 10-31-2008, 10:26 PM

As far as the type of perks you are talking about I would have to say American Express. For some reason other cards don't tend to take rewards as seriously as they do.

08-02-2008, 09:28 AM	#1
AnthonyBarone Platinum Member Join Date: Apr 2008 Location: White Plains, NY Posts: 73	Card perks - Who's best? I saw the post in the American Express forum about them giving a $75 credit at hotels. What cards out there are the best for free perks like this, is it Amex? I like cards that give out freebies like this because I'm not a big spender so I'm usually don't spend enough money on my credit cards to make the rewards significant. However things like that I like because it doesn't matter how much you spend you still get a perk.

08-03-2008, 10:11 AM	#2
Mogul of Pineapples Centurion Member Join Date: Jun 2008 Location: Where the smog from the 101 freeway coats my home's windows... Posts: 279	The American Express Gold Card gets my review for the one with the most perks. They offer a lot of free perks in addition to the points you earn. I love the traveling/hotel/airline freebies they give. Yes, it has an annual fee, but sometimes they offer special promos where you can signup and avoid the annual fee for the first year - so it's free. __________________ “It takes 20 years to build a reputation and five minutes to ruin it. If you think about that, you'll do things differently.” -Warren Buffett Current Cards: American Express: Blue Cash, Simply Cash Bank of America: Visa Financial Rewards Platinum Plus Chase: Rewards Visa, Amazon Visa Discover: More Current Everyday Card: American Express Blue Cash

10-31-2008, 10:26 PM	#4
Multi-Purpose Platinum Member Join Date: Apr 2008 Location: Somewhere in So Cal Posts: 76	As far as the type of perks you are talking about I would have to say American Express. For some reason other cards don't tend to take rewards as seriously as they do. __________________ Change will not come if we wait for some other person or some other time. We are the ones we've been waiting for. We are the change that we seek. -Barack Obama

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08-04-2008, 01:09 PM	#3
CreditCardGuru Moderator Join Date: Mar 2008 Location: Huntington Beach, CA Posts: 49	The Gold Card from American Express Open is what I, as well as most people, would consider to be the most rewarding credit card (excluding the ultra premium credit cards such as Centurion, Accolades, etc). It is a business card, but you can apply as a sole proprietor by using your legal name as the business name, and leaving the federal tax ID field blank. They normally don't advertise or mention many of them online, but with this card you get many free perks such as the $75 food credit at Starwoods Hotels. In addition to those types of free benefits, the best may be the free protection they offer on purchases. For example they often double the length of manufacturers warranties for free, and if a store won't accept your return, they will take it back and refund you the money. The annual fee is $125 but you can have the annual fee waived for the first year if you apply here. This is a great way to test out the card free for a year to see if the benefits will be worth it for you. If you don't like it, just cancel before the year is up and you owe nothing.