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About LinkBacksI have had a credit card for a while now, but it is just a vanilla card with a great APR. I have very good credit, and I am looking to get another card to put my everyday purchases on and pay off every month. I am a student, so I am not a big spender. I might spend 300-400 dollars on groceries per month for two people as an example. Which card is right for me?
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Green Member
- Join Date
- Sep 2010
- Location
- San Diego
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- 3
Which Rewards Card is Right for Me?
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Centurion Member
- Join Date
- Jun 2008
- Location
- Smogland
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- 1,399
When you say you have had a credit card for a while, how long? That will give us a better idea of how established your credit history is.
Would you say the groceries make up the bulk of your spending?Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.
Current Cards: American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Citi Thank You Premier
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Green Member
- Join Date
- Sep 2010
- Location
- San Diego
- Posts
- 3
I have had my first card for 5 years, and a second card for about 2 years. I cut up my first card when I got my second, and the balance on the second card is pretty low. I also have a couple of store cards like best buy, but they are all paid off.
I would say that groceries and stuff from target are the bulk of my spending.
I would most likely spend my rewards on international travel, so If there is a card that lets you spend your points/miles on flights like air china. Also, it would be nice to be able to partially purchase flight tickets with my points and pay the rest out of pocket if i needed to.
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Centurion Member
- Join Date
- Jun 2008
- Location
- Smogland
- Posts
- 1,399
It sounds as if your credit is fairly good and I don't see any reason why you wouldn't qualify for the typical credit card.
For groceries there used to be several cards that gave 5% year round but those programs have since ended. There are two cards, the Discover More and Chase Freedom that still do it but only a few months out of the year. About what percentage of your spending would you say is on groceries and which percentage is on everything else?Disclosure: I am a moderator/paid staff of this site, which does have advertising relationships with some credit cards that are discussed. Regardless, anything I say is my honest opinion.
Current Cards: American Express: Blue Cash, Simply Cash Bank of America: WorldPoints Platinum Plus Chase: Amazon, British Airways, Cash Plus Rewards, Freedom, Ink Cash Citi: Thank You Premier, Dividend Platinum Select Discover: More
Primary Everyday Card: American Express Blue Cash
Primary Travel Card: Citi Thank You Premier
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