If you like staying in premium hotels for free, you might consider applying for the Marriott Rewards® Premier Credit Card from Chase. But first read this review of the card's rewards program and perks so you don't miss out on any benefits.

Marriott Visa card
Marriott hotels have a reputation for offering elegant, modern rooms with all the amenities you want at a fair price. If you're a fan of the chain, it's co-branded Visa Signature card is worth a look.

Right now, the card is offering 50,000 points to new applicants who spend $1,000 in the first three months from opening the account. Learn more about this promotion and apply for it here.

Here's the lowdown on what else the Chase Marriott Rewards Premier Visa Signature card offers:
  • Earn 5 points per dollar spent at more than 3,800 Marriott locations; 2 points on airline ticket purchases directly with airlines, at car rental agencies and at restaurants; and 1 point everywhere else
  • Receive 15 credits, guaranteeing Silver Elite Status or better
  • Introductory Annual Fee of $0 the first year, then $85.
  • Receive 1 Free Night after account approval (good for a category 1-4 location).
As you can see, the card comes with a reward program geared at travelers and a reasonable annual fee – especially considering that you can get a free night (at a Category 1-5 property) each year on your account anniversary. Both the Renaissance Tuscanny Il Ciocco Resort & Spa in Italy and the Costa Rica Marriott San Jose are Category 5 – so you can get a lot of value out of the free-night benefit. It's also worth mentioning that this Marriott credit card has chip and signature technology and no foreign transaction fees, making it a good fit for international travelers.

Fast Track Your Elite Status
You get 15 Elite Credits after your credit card account is approved and then every year after your account anniversary date. That will ensure you have at least Silver Elite Status (which requires 10 Elite credits). Plus, for every 3,000 you spend with the card, you will earn 1 additional credit toward Elite status.

The perks you get with the Silver tier of Elite Membership (which come through Marriott, not the credit card) include:
  • 20 percent bonus on base points earned during stays
  • Priority late checkout when available
  • Weekend discount at participating Courtyard & SpringHill Suites
  • Private reservation line only for Elite members
  • Plus other benefits
These benefits can be valuable to both frequent and occasional travelers.

brands participating in rewards programs
Frequent traveler? The automatic Silver status helps you fast track your way to Gold/Platinum Elite. At these higher tiers, you'll get additional perks like free room upgrades, gifts, meals and more.

Occasional traveler? You have the privilege of attaining Silver Elite, a tier you may not reach on your own if you stay fewer than 10 nights per year.

Visa Signature Benefits
This is a Signature-level Visa card, which means you get a number of additional benefits for no additional cost. Consult Visa for the Terms and Restrictions.
  • 24/7 concierge service – The concierge, available 24/7, can help you with a number of tasks and chores, including finding an event location, choosing a restaurant, making reservations and planning a vacation.
  • Warranty Manager Service – With this benefit you can get up to 1 additional year of coverage on eligible U.S. warranties of 3 years or less, for all eligible purchases on your Chase Marriott credit card.
  • Purchase Security – This benefit applies to all eligible items for the first 90 days from date of purchase. You're covered up to $500 per claim (up to a maximum of $50,000) if your purchase is damaged by covered mishaps and disasters.
Other benefits from Visa Signature include lost luggage reimbursement, travel accident insurance, auto rental collision damage waiver (secondary coverage), emergency card replacement, emergency cash disbursement and a few others. Consult Chase and Visa for benefit details, rules and restrictions.

How can you spend your points?
With the new Marriott Rewards credit card program you have quite a few options. Just keep in mind that they won't all yield the same value per point.
  • Marriott Hotel Stays – Redeem your points for stays at Marriott locations. Each free night at a category 1 hotel is 7,500 points. The most you will ever pay is 45,000 points per night for a category 9 hotel (Marriott's cream-of-the-crop, most luxurious properties).
  • Travel Packages and Services – Spend your points on an all-inclusive getaway to the Caribbean with airfare, or cash them out for a Priority Pass airport lounge membership, professional golf training or just rounds on your own, plus many other options.
  • Airline Miles – You have the option of converting your credit card points to miles... there are a couple dozen frequent flier programs participating. However this won't yield the best value, so I don't recommend it unless you're looking for something to do with extra points you can't use for hotel stays.
  • Car Rentals, Cruises and Trains – You can convert your points to cruise certificates, rental cars and European train tickets.
  • Other options – Use your Marriott Rewards for merchandise, digital downloads, charitable donations and more. Your redemption value for these options will vary.
2015 Verdict?
The current Marriott credit card gives you a lot of benefits for a relatively low annual fee ($85). In fact, you could make the argument this is the best hotel credit card on the market right now.

photo of Marriott Premier metal card
And the biggest surprise for last: This card is actually made out of metal! When you set it down to pay, the slick black finish, along with the solid heavy metal as it clings on the table, leaves quite the impression! Don't be surprised if you get some "oohs" and "ahhs." And don't worry, your secret is safe... I won't tell them that you got this bad boy for almost $5,000 less than what the AmEx "black card" (also made of metal) costs!

As of March 2015, here is the most lucrative bonus offer available for the Marriott Rewards Premier Credit Card.

Here's the link to earn 50,000 bonus points -AND- get no annual fee for your first year
(Remember, to earn bonus points, you'll need to spend $1,000 on the card in the first three months from account opening!)

Don't forget you also get one free night stay after account approval (good for a Category 1-4 location) and another every year after your account anniversary (good for a Category 1-5 hotel).

About Marriott Hotels: Founded in 1927, the Marriott chain now consists of over three-thousand hotels across the world. They operate under different names, including Marriott, Courtyard, Fairfield Inn, Springhill Suites, and Ritz-Carlton. In addition to their normal motels, they also run extended-stay facilities like Residence Inn, as well as some timeshare resort properties. They issue their own card, the Marriott Rewards credit card, through Chase.

Disclaimer: Although this site advertises Chase cards, this review reflects my own opinions and has not been endorsed/reviewed by them. You should consult Chase directly for any rules, limitations, and exclusions related to the Marriott card program.