Close call on minimum spend for bonus

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MB131174
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Close call on minimum spend for bonus

Postby MB131174 » Sat May 03, 2014 3:54 pm

When a required minimum spend is what is needed for bonus points, how close do you cut it? My Marriott card required $1,000 in spend to get 70,000 points. My last purchase with the card brought me to $1,000.41 total spend on card. I did that without even trying to get it that close. Time to sock drawer the card.
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Dr.Mark
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Postby Dr.Mark » Sat May 03, 2014 4:02 pm

I just use that card for everything until I reach the required spend. Simple as that. That's what I did with my Amex British Airways. They were requesting me to spend a thousand and I ended up spending 1100£.
[font=Times New Roman]American Express PRG[/font] [color=green][NPSL][/color]
[font=Times New Roman]British Airways American Express[/font] [color=green][9000£][/color]
[font=Times New Roman]American Express Platinum Cashback Everyday[/font] [color=green][6000£][/color]
[font=Times New Roman]Barclaycard Platinum[/font] [color=green][16600£][/color]
[font=Times New Roman]Virgin Balance Transfer[/font] [color=green][9600£][/color]

TCL - [color=red]41200£[/color]

mrow
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Postby mrow » Sat May 03, 2014 5:09 pm

Depends on the activation fees on the gift cards. I always just manufacture spending with Visa gift cards for the required spending on cards that I don't plan to use on a somewhat regular basis or keep in my wallet. Liquidate the gift cards, pay off the balance and sock drawer it.

MB131174
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Postby MB131174 » Sat May 03, 2014 5:59 pm

I've always felt buying gift cards to get the required spend is not only a hassle, but actually results in more spend than necessary if they have fees. Like Dr., I just use the new card for everything until I meet the spend then sock drawer it. I'm keeping the card for the annual free room; but also using it for my car insurance. I have it set to auto pay every 6 months. This will keep some activity on the card. I just didn't attempt to get the required spend so close to what was required.
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mrow
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Postby mrow » Sat May 03, 2014 7:15 pm

MB131174 wrote:I've always felt buying gift cards to get the required spend is not only a hassle, but actually results in more spend than necessary if they have fees. Like Dr., I just use the new card for everything until I meet the spend then sock drawer it. I'm keeping the card for the annual free room; but also using it for my car insurance. I have it set to auto pay every 6 months. This will keep some activity on the card. I just didn't attempt to get the required spend so close to what was required.


The problem I have personally is when I try to meet the minimum spend by using it for every day purchases I tend to start buying things I don't need. Also, you can buy $200 Visa gift cards from Staples.com through a cash back portal which pays for most of the fee.

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jumbo
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Postby jumbo » Mon May 05, 2014 10:03 am

Dr.Mark wrote:I just use that card for everything until I reach the required spend. Simple as that.

Thats the exact thing I do.
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