freyj6 wrote:I know some people do better than this with elaborate manufactured spending schemes, but this is a pretty easy way to get 6% on everything.
1. You need the Arrival and their shopping portal.
2. There is a 4 points-per-dollar bonus on AMEX gift cards.
3. Sign in to the AMEX site after you go through the portal so you have the option to buy $1000 and $3000 cards.
4. Buy with the Arrival.
You'll pay an extra $13 in shipping/service fees, but you'll earn ~$200 in points from a $3000 gift card (4pts per dollar + Arrival's 2.0 base + 10% miles back). After fees, it's a little over 6% back.
MB131174 wrote:YAY for Hyatt points instead of worrying about cash back percentage!!
cashback wrote:You're only cheating yourself. Your points are worth much less than the 6% cash back.
freyj6 wrote:You get the base 2% on the Arrival and an additional 4% on the gift cards (although this offer isn't always up, this is the second time I've seen it since February). So it's a base 6%, then you get 10% of that back when you redeem, so 6.6%. With the shipping fee included, it's more like 6%.
mrow wrote:Depends on where and how you use your points. Chase UR points, for instance, transferred to the right airline/hotel and used for the right booking can be worth well over a simple 6% cash back. Especially if you have a card that'll give you bonus points for category spending.