CSP only for travel this quarter?

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11 posts
wiivile
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CSP only for travel this quarter?

Postby wiivile » Mon Mar 31, 2014 11:52 pm

I have the Chase Freedom w/ Chase Checking and the CSP.

This quarter (April 1 - June 30), Freedom is 5% cash back on restaurants.

CSP is always 2x on dining.

So... am I correct in the understanding that I should only use my CSP for travel expenses this quarter?

But the Freedom is so much less seksy to whip out at restaurants than the CSP :'( ;)

(edit: why is ***y filtered)
    Chase Sapphire Preferred Visa Signature: 11/2013, $15,000 CL
    Chase Freedom Visa: 11/2009, $4,700 CL
    U.S. Bank Cash+ Visa Signature: 11/2013, $11,200 CL


pac4toon
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Postby pac4toon » Tue Apr 01, 2014 2:47 am

I'd use the CSP, especially if traveling overseas- no FTF.
In my wallet:
AmEx PRG/ BoH Hawaiian Airlines WEMC / Chase Freedom /

In my sock drawer:
AmEx HHonors & BCE

MemberSince99
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Postby MemberSince99 » Tue Apr 01, 2014 6:46 am

In the US 5% is still better than 2%. I'd use Freedom. I mean honestly who cares about "***sy" when was the last time your CSP got you laid? I mean did the hot waitress just grab your hand and pull you into the storage room for quickie because your CSP turned her on that much? No? Then who cares? Take the money.

takeshi
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Postby takeshi » Tue Apr 01, 2014 7:40 am

wiivile wrote:But the Freedom is so much less seksy to whip out at restaurants than the CSP

You have to determine which is the bigger priority for you.

wiivile wrote:edit: why is ***y filtered

Always a good idea to make sure you understand a discussion forum site's rules.

MemberSince99 wrote:I'd use Freedom. I mean honestly who cares about "***sy" when was the last time your CSP got you laid? I mean did the hot waitress just grab your hand and pull you into the storage room for quickie because your CSP turned her on that much? No? Then who cares? Take the money.

Plenty of people care even if it doesn't really make sense to rely on stuff (not just cards but anything) to impress.

wiivile
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Postby wiivile » Tue Apr 01, 2014 8:44 am

I'm just kidding about the ***iness factor. With that said, CSP is going in the sock drawer for this quarter... I don't like putting cards with AFs in sock drawers...
    Chase Sapphire Preferred Visa Signature: 11/2013, $15,000 CL
    Chase Freedom Visa: 11/2009, $4,700 CL
    U.S. Bank Cash+ Visa Signature: 11/2013, $11,200 CL

Indymac
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Postby Indymac » Wed Apr 02, 2014 6:12 pm

As long as you transfer your Freedom's points to your CSP, then your CSP's not really in the sock drawer because all your Freedom 5X spend just helps justify the AF more quickly. What good is having a sidekick if you never let him do any of the work?

mrow
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Postby mrow » Thu Apr 10, 2014 6:19 pm

Indymac wrote:As long as you transfer your Freedom's points to your CSP, then your CSP's not really in the sock drawer because all your Freedom 5X spend just helps justify the AF more quickly. What good is having a sidekick if you never let him do any of the work?



I'm guessing the answer is no but do points you've transferred from your Freedom to your CSP count towards the dividends at the end of the year? That would be amazing if they did.

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djrez4
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Postby djrez4 » Thu Apr 10, 2014 7:32 pm

mrow wrote:I'm guessing the answer is no but do points you've transferred from your Freedom to your CSP count towards the dividends at the end of the year? That would be amazing if they did.


You guessed correctly, but the Freedom comes with its own 10% dividend now.
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

wiivile
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Postby wiivile » Fri Apr 11, 2014 8:27 am

djrez4 wrote:You guessed correctly, but the Freedom comes with its own 10% dividend now.


Only w/ Chase Checking... but 5.5% on restaurants this quarter is great and beats the CSP by a mile.
    Chase Sapphire Preferred Visa Signature: 11/2013, $15,000 CL
    Chase Freedom Visa: 11/2009, $4,700 CL
    U.S. Bank Cash+ Visa Signature: 11/2013, $11,200 CL

lunalessy
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Postby lunalessy » Tue Apr 15, 2014 12:13 pm

You might need your CSP sooner than end of Q2...The 5% is only good for the first $1500 you spend at restaurants.



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