- Centurion Member
- Posts: 309
- Joined: Thu Feb 27, 2014 11:10 pm
- Location: los angeles
Usually people get the co-branded cards for specific perks (like priority boarding, companion ticket discounts or free checked bags) as well as the signup bonus. They generally are not the best cards to accrue points outside of spending on the airline itself.
But between the Arrival and CSP, the arrival is better if your general spend is 1x chase points. CSP/Freedom combination is better if you actually hit the categories and get an average of 1.25 points per dollar spent (assuming you are still getting 1.8 cents per airline mile). Freedom's 5x categories are probably the best value in terms of points, so shifting some of your category spend on other cards to the Freedom could be totally worth it. For instance, Southwest RR points are worth 1.43 cents per point. If you hit a 5x category, then you are getting 7 cents on the dollar, which is a 7% return. Not too shabby.