How often does new sign up reward eligibility "reset"?

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How often does new sign up reward eligibility "reset"?

Postby fixxer12 » Mon Mar 17, 2014 4:24 pm

Hello. I had a Marriott cards a few years back, and then cancelled it. About a year ago, I applied for the same card again and was given the 50,000 point sign on bonus just as I was the first time around. My question is, although these sign up bonuses are for new members, how often (if at all) does your eligibility for the sign up bonus offer reset....because obviously there is a certain amount of time where you are considered a new customer as can be seen by my example? Or perhaps a change of physical address constitutes me being a new customer?

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Postby djrez4 » Mon Mar 17, 2014 5:52 pm

It varies from issuer to issuer and from product to product. For example -

Chase usually will not offer a bonus on the same product twice, no matter how long it has been since you closed the card. However, if the card changes - Visa to MasterCard, different reward structure, etc. - it's considered a different product and you may get the bonus again.

Amex has the rules laid out in the terms and conditions of the application. It varies from card to card, although they recently announced they would be cracking down.

Citi's rules vary from product to product and constantly change. You used to be able to get unlimited AAdvantage cards, so long as you didn't apply for too many at once. before that, you were considered a new customer when you dropped out of their computer system after anywhere from 6-18 months. Now, they've tightened the rules. That may change again.

Barclays is liberal with some products and very conservative with others.
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