- Gold Member
- Posts: 29
- Joined: Tue Feb 25, 2014 5:54 am
- Location: Ohio
This looks to be like a potentially unique card. For those who are looking to maximize rewards, couldn't you just let this card sit and barely/not use it at all and just pay it off immediately whenever you use it? As long as the account is open, I couldn't find anything that says that you wouldn't get the $25 per quarter if you barely used the card at all.
For me, I have most categories giving me 2-5% cash back between all of my different credit cards, but if I can nab an extra $100 a year on the side just by having this card open, then why not? Is that how this card could potentially be used? Or am I missing something here?
Whats's in the wallet: Discover It - $3,800 (5% rotating, ShopDiscover), Sallie Mae Rewards MC - $1,000 (5% on gas, groceries, and Amazon), Chase Freedom Visa - $1,200 (5% rotating + 10% extra w/ Chase Total Checking), PayPal Extras MC (1.66% on PayPal, 2.5% on Restaurants- $3,000, Bank of America Cash Rewards Visa Signature - $5,000 (Signature benefits), PNC CashBuilder Visa - $1,000 (Don't use), Fidelity Investment Rewards Amex - $5,000 (2% on everything)
. . . and some store credit/charge cards.
-US Bank Cash+ (for the 5% categories)
-1-2 0% APR cards for some big purchases I'll be making within the year