takeshi wrote:If you intend to transfer UR points to travel partners you'll need to keep one of them (or add an Ink Bold or Cash).
Be sure to carefully look at the categories. For example: while Freedom and it both include movies this quarter, the Freedom is only for movie theaters. The it includes theaters, rentals (physical and online) and movie ticket services.
That's interesting about the IT. It's not really relevant to me since I don't really rent movies. But still, I think I may get the card for the sign-up bonus, and the fico monitoring/FTF (if I decide to drop Barclaycard later).
I understand that about needing either the CSP or the Ink Plus/Bold. What I'm debating is which one to keep in the long run, because IMO it makes no sense to keep both. I'm leaning towards the following:CSP + Ink Cash
(downgraded from Ink Plus after getting sign-up bonus). That would cover the office supplies category while still only paying one annual fee. I think that the CSP's 2.14 on travel and dinning beats the Ink Plus's 2.0 on hotels and gas.
The only issue I have with the CSP is that I plan to be able to do most of my travel with points only. With the 5% Freedom categories and some spending on the CSP, it would be easy to rack up close to $1000 a year UR points. So if I'm paying with points, I'm not benefiting at all from the 2.14 rewards rate on travel. If that ends up being the case then the Ink Plus might be a better decision.