Kroger 123

All about maximizing your rewards!
Members share tips and tricks for getting the most miles, & points.
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FutureBillionaire
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Kroger 123

Postby FutureBillionaire » Thu Feb 06, 2014 2:58 pm

I have this card from back in 2010 when i first learned about rewards CCs, but didn't understand the true value of rewards. I don't want to close it since it is one of my older CCs. What in the heck can I do with this card to make it useful?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


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djrez4
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Postby djrez4 » Thu Feb 06, 2014 3:18 pm

The 123-Rewards card is issued by US Bank. Maybe you can PC it into something more useful. They have some decent (not great)
[RIGHT][size=100]- Sapphire Preferred - Freedom - Ink - Platinum - Everyday Preferred -[/size]
[/RIGHT]

MemberSince99
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Postby MemberSince99 » Thu Feb 06, 2014 6:24 pm

He already has Cash+ there isn't much else after that worthwhile.

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otter
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Postby otter » Thu Feb 06, 2014 10:40 pm

http://www.mnn.com/money/personal-finance/stories/10-clever-uses-expired-credit-cards

Here's a useful link on what to do with your Kroger 0.5-1.0-1.5 card. I like the one about making a guitar pick, although using it as a replacement battery cover on your remote is a good idea as well. These are probably the best things you can do with most of the USeless Bank credit cards.
In my Wallet:
  • Amex PRG NPSL[3-14, bd 91]
  • Sallie Mae MC $8000[1-14]
  • Chase Freedom $4700[1-14]
  • Discover It $2750[8-13]
  • BoA UCF Alumni Cash Rewards $5000 [3-15]
Sometimes in my Wallet:
  • GM BuyPower WEMC $5000[9-14]
  • Wells Fargo Propel 365 Amex $7000[4-14]
  • Barclaycard Arrival WEMC $7000[3-14]
  • BoA Better Balance $3000[2-15]
In my sockdrawer: Amex BCE $1000[10-13, bd 91], OCCU Duck $10000 [11-13], The Sportsman's Guide Visa $8000[8-14], Chase Slate $4000 [9-14]Delta Gold Amex $2000 [2-15 bd 91], Diners Club MC $20000 [10-14] Commerce Bank Visa $2000 [3-15] Citi Double Cash $1000 [3-15]
Total CL: $90450

takeshi
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Postby takeshi » Fri Feb 07, 2014 8:51 am

FutureBillionaire wrote:I don't want to close it since it is one of my older CCs.

Keep in mind that AAoA won't be impacted by the closure until it falls off.

FutureBillionaire
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Postby FutureBillionaire » Fri Feb 07, 2014 3:02 pm

I know, but I don't feel the need to close it right now. The one thing I have used it for is balance transfer offers, but I'm diligent about paying all of my balances now. It may come in handy in the future, so I will wait it out.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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