rockyrock wrote:You are missing that it cost you ~$4 for every $500 you load, not a huge amount but not free which cuts down on the value of your miles/points.
That still seems like a steal. If you can get 5% off Vanilla Reload (e.g. Chase Ink at Office Depot), you could be making several hundred dollars a month by doing nothing but paying your bills, which you would be doing any way.
Thank you for the heads up. I am happy that I found this thread, haha.
EDIT: My only concern would be getting a Vanilla Reward for $500. That seems to me like it would make me an easy victim to get mugged.