Othellosfall wrote:Should you apply to get a Chase Freedom about a month or two before the year is over ?
Not if you're doing a PC.
Othellosfall wrote:Are you eligible for the freedom sign up rewards if any?
If you want the bonus you must do a new app, not a PC. Then you would close the CSP card.
Othellosfall wrote:Do you still get the 7% bonus from the Chase Sapphire?
If you keep the card until the dividend hits. Otherwise, no.
Othellosfall wrote:How do you downgrade to a Chase Freedom and keep your Ultimate Rewards?
The points stay in your account; you don't forfeit them.
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).