- Centurion Member
- Posts: 388
- Joined: Thu Nov 21, 2013 1:13 pm
- Location: United States
I feel like I know a fair amount about cards but there's one thing that holds me back from doing MS: When I read the fine print on sign-up rewards, etc. it always says purchasing gift or pre-paid debits does not qualify as spend.
Yet so many people use this strategy. Does it mean that the companies aren't really tracking what we're buying? And only if we get FR and they discover we were buying gift cards that they can then say "Your purchases do not qualify?"
One last related Q: I've read on FT and other places that some card issuers do code gift/pre-paid cards as cash advance. Is this still true and does anyone know for sure who does? I don't want to get my head bitten off at FT but I have tried searching for a current thread on this with no luck.
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).