- Centurion Member
- Posts: 388
- Joined: Thu Nov 21, 2013 1:13 pm
- Location: United States
What does "travel" mean to you? I imagine you're still covered by your parents when on holidays. You probably do not need a travel rewards card until you're buying your own airplane ticket, hotel room, and rental car on trips. The money you spend on vacations is likely less than your normal monthly expenses. You'll earn more with a cash back card (ignoring sign-up bonuses).
Why aren't you using the it more? It has rotating CB categories of 5% which definitely beats your BOA. Next quarter should suit a college student well. If you want another cash back card either get the Chase Freedom or Blue Cash Everyday if you spend a lot at grocery stores (with your monthly spend the Preferred doesn't make sense). I signed up for the Freedom last summer when it had a $100 sign up offer and now that it's $200 I am very, very jealous.
Citi Forward ($10.1K), AmEx Blue Cash Everyday ($30K), Chase Freedom ($12.4K), Discover it ($5.5K), Barclaycard Arrival ($12.5K), L.L. Bean Visa ($5K). FICO 806 (TU), 812 (EQ), 806 (EX).