Best Restaurant Rewards Programs?

All about maximizing your rewards!
Members share tips and tricks for getting the most miles, & points.
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Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Tue Dec 17, 2013 6:24 pm

wiivile wrote:I got my Cash+ card and even though it gives 5x cash back on restaurants/fast food with no annual fee, my CSP is begging to be used more (despite only 2.14x) because UR points are so much more awesome than simple cash back......... (Plus I can use my Freedom during its 5% restaurant quarter and transfer the points to CSP).

2.14%+5.5%+2.14%+2.14% in UR points versus...
5%+5%+5%+5% in straight cash back

Which is better?

CSP+Freedom vs Cash+ is a very tough choice for me.

5% back is still better than the CSP. I use both to keep my balances down. I use one card until the billing cycle closes, then I use the other.

The Freedom is definitely the way to go in 1st quarter, having said all of that because you are getting 5x UR points.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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