Does this disqualify me for the welcome bonus offer?

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Does this disqualify me for the welcome bonus offer?

Postby castleromeo » Fri Jun 21, 2013 1:47 pm

I recently opened up an American Express Gold Premium Rewards Card. The introductory offer is for 25,000 points; however, it says you are ineligible if:

If you are identified as a current American Express® Cardmember, you may not be eligible for this welcome bonus offer. This offer is also not available to applicants who have had this product within the last 12 months or any other Consumer ZYNC®, Green or Gold Card or Platinum Card® account within the last 90 days.

A few days before I got this card, my company gave me an American Express corporate card that has my name on it and I receive the bill. Will this disqualify me from the introductory offer?

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Postby jojo » Sun Jun 23, 2013 2:11 am

I don't think your corporate card will disqualify you. For your corporate card, your company is the Cardmember and you're just an authorized user. The card isn't issued to you based upon your credit worthiness. It was issued to you because your company trusted you to have a preset amount of their funds available to you via a credit card.

I have a corporate card through Chase. It has my name on it and I receive a bill every month, which is paid through my company expense accounting. It doesn't report to my credit report and I didn't have any problems qualifying for the bonus points when I signed up for their Freedom card. Amex could be different, so I suggest calling them. You already have the card, so there's no turning back now.

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