noobcredit wrote:I know that pre-approved offers for credit cards are not a sure thing, and they can deny you when you apply. However, if they approve the application, do you get the APR that it's mentioned in the pre-approved offer? or is that also subject to change when you apply?
Depends on the offer, and it's usually specified as a range, like 'rates as low as 9.9%, for as long as 18 months', and fine print says what the other end of the range is. It's often subject to credit approval. If you're a marginal candidate, you'll get the higher end of the range. Or you'll get a low limit. or both.