Lowes Visa card discontinued for 2013 or not?

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Joined: Thu Jun 13, 2013 12:20 pm
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Lowes Visa card discontinued for 2013 or not?

Postby rdowd » Thu Jun 13, 2013 12:29 pm

I came across this forum through the post about the Project Card which I am well aware of, though I can't find anything current about their Visa credit card. Does Lowes still offer it? If you go to the login page for bill payments they show a pic of a Lowes Visa. Then where is the application for it?

My main goal is rewards. I have a $5,000 kitchen and bathroom remodeling project coming up and want to earn as much cash back/miles/etc as possible. 0% would be nice too but I might be able to pay for it all upfront. I will know for sure at the end of quarter when I get my bonus from work.

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Postby CCG » Thu Jun 13, 2013 3:10 pm

If I am wrong others please chime in, but I believe the reason you still see the image on their website is for older accounts who were grandfathered in. To the best of my knowledge, the Lowes Visa Rewards card was discontinued sometime back around '07 or '08 when the economy crashed. It has not returned and I've heard no plans for 2013 of it coming back.

Now when that card was around, it was a decent rewards program since it gave 3% at Lowes stores, 2% on groceries, and 1% elsewhere. The 2% on groceries is nothing impressive since there are other credit cards that give 2% rewards on all purchases, but the higher rebate at Lowes would be useful for anyone who did construction or landscaping.
Look at the 2013 review of the Lowes credit cards

If they ever have co-branded Visa or MasterCard come back to market, I will circle back to this thread and post an update.

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Joined: Wed Sep 25, 2013 4:35 pm
Location: Blue Ridge/TX

Postby kaebeecee » Wed Sep 25, 2013 5:08 pm

I do have a Lowe's Visa Rewards Card, which I have had since 2002. I still make purchases with it and get rewards cash certificates to use at Lowe's on a regular basis. We own a small alpaca ranch and I use it for most of my purchases and all of my large purchases and then pay it off when the bill comes in. It is great to have "free" money to spend at Lowe's for the many projects we have around the ranch.

The kicker on the Lowe's cash certificates is they have to be used all at once or you forfeit whatever amount was not used. Ex. - If I have a $40 cash certificate and purchase $25 of goods, I loose the other $15, so obviously we use the entire cash certificate. We can always find something at Lowe's that we want and/or need.

I am glad I saw this forum, because if this card is discontinued and I was grandfathered in I am a very lucky person. I will take good care of this account.

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