craigm1 wrote: Anybody have any of these cards and know the pros and cons.
I have all three cards and each has its own advantages and disadvantages. All three have AFs starting the 2nd year.
I have found the CSP and MRP to work well together because there is a Marriott link in the UR Mall. I was recently able to book a Marriott stay through the UR mall portal and score 5x Marriott points by using my MRP card, plus I got 2x UR points for going through the UR Mall.
There isn't a Starwood link in the UR mall and all the other booking options are prepaid so I can't swing a deal like this with my Amex SPG card. The best I can swing is UR Mall 2x and SPG 1x or CSP 2x + 2x for using my CSP card and using the Mall.
You are correct; IMHO, thinking SPG is a better program than Marriott. Much less points required to cash in for a good deal. The SPG Starpoints transfer rate is also great if you want to do that. Marriott has been very good to me that is why I have stayed with them. SPG caught my eye though so we'll see...
If you only want one card though CSP may be the way to go. 2x for travel/dining related charges. Lots of bonus point opportunities in the UR Mall. Great 1:1 transfer of UR points to airline, hotels, etc. Just make sure your airline and hotel are part of the program or it's useless.
My experiences, YMMV.