SPG vs Marriott vs CSP

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SPG vs Marriott vs CSP

Postby craigm1 » Thu Jun 06, 2013 10:42 am

Looking to take the family to Orlando FL next year. I have amex blue cash and a chase freedom currently. The SPG caught my eye. I probable spend about $2k-2.5k a month that I only get 1% cash back on so the SPG, it looks like you can get a level 3 room for 7000 points and the 5th night free if you book 4, I believe every summer they do a 30k bonus, I then saw the marriott card from chase, more options but it looks like more points to get a room. I'm trying to figure out the benefit of the marriott vs a saphire preferred. Anybody have any of these cards and know the pros and cons.

Current Cards: American Express:Grandfathered Blue Cash CL 34k member since 89
Chase Freedom CL 7.5k member since 04
Chase Marriot Rewards Premier CL 20k member since 13
Chase Sapphire Preferred CL 25K member since 13
Bank Americard Cash Rewards Signature Visa CL 14k member since 11
Discover Cashback Bonus $10.5k member since 11
US Bank Cash + Signature Visa 19k member since 12
Citibank Thank You Preffered World Mastercard $16.5k member since 14

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Postby rockyrock » Fri Jun 07, 2013 3:55 am

craigm1 wrote: Anybody have any of these cards and know the pros and cons.

I have all three cards and each has its own advantages and disadvantages. All three have AFs starting the 2nd year.

I have found the CSP and MRP to work well together because there is a Marriott link in the UR Mall. I was recently able to book a Marriott stay through the UR mall portal and score 5x Marriott points by using my MRP card, plus I got 2x UR points for going through the UR Mall.

There isn't a Starwood link in the UR mall and all the other booking options are prepaid so I can't swing a deal like this with my Amex SPG card. The best I can swing is UR Mall 2x and SPG 1x or CSP 2x + 2x for using my CSP card and using the Mall.

You are correct; IMHO, thinking SPG is a better program than Marriott. Much less points required to cash in for a good deal. The SPG Starpoints transfer rate is also great if you want to do that. Marriott has been very good to me that is why I have stayed with them. SPG caught my eye though so we'll see...

If you only want one card though CSP may be the way to go. 2x for travel/dining related charges. Lots of bonus point opportunities in the UR Mall. Great 1:1 transfer of UR points to airline, hotels, etc. Just make sure your airline and hotel are part of the program or it's useless.

My experiences, YMMV.
Sapphire Reserve: travel & dining (almost everything until I meet my initial spend)
Blue Cash Preferred: groceries & gas
Freedom: 5% cats
Double Cash: everything else

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