Should I wait to apply?

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4 posts
Pipes
 
Posts: 2
Joined: Sun Jun 02, 2013 10:39 am
Location: Eastern Standard Time

Should I wait to apply?

Postby Pipes » Sun Jun 02, 2013 10:44 am

Hello all. What a neat forum this is.

Long story short quite some years back I lost my job and a domino effect caused a horrible credit rating and payment history. Currently I am around a 683 which is not that great but I'm happy to see it on the rise. I still have a few marks from 5-7 years ago that are hanging around, but good payment histories for at least 4 years.

I want to apply for the Disney card. Two questions I have are:

1. Should I wait to get over 700?

2. I've been researching a couple months or so, still only see the $100 bonus for Premier, should I wait for the $150 or $200?

I read the review a member put on here recently, very nice writeup btw. Thanks for any responses.


Pipes
 
Posts: 2
Joined: Sun Jun 02, 2013 10:39 am
Location: Eastern Standard Time

Postby Pipes » Thu Jun 06, 2013 8:57 am

Any suggestions?

rockyrock
Centurion Member
Centurion Member
 
Posts: 800
Joined: Thu Mar 21, 2013 6:06 am
Location: Ventura, CA

Postby rockyrock » Fri Jun 07, 2013 4:01 am

See what this link recommends for you. Chances are the Disney won't pop but it will give you a good idea of what other cards you have a good chance getting. Let us know what cards it recommends for you and we may be able to give you a little more guidance.

http://creditcardforum.com/offers/cardmatch.php
American Express (2005): Premier Rewards Gold & Blue Cash Preferred
Chase: Freedom & UA Club USAA: Signature Visa & American Express
Discover it Bank of Hawaii Hawaiian Airlines WEMC Synchrony Sam's MC
Navy FCU Platinum Visa Citi Double Cash & AT&T Access MC

stickshift
 
Posts: 2
Joined: Fri Jun 07, 2013 10:32 am
Location: Chicago and Toronto

Postby stickshift » Fri Jun 07, 2013 11:07 am

When you say 700 is that a FICO or FAKO?



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