Easy money

All about maximizing your rewards!
Members share tips and tricks for getting the most miles, & points.
2 posts
Centurion Member
Centurion Member
Posts: 1590
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Easy money

Postby FutureBillionaire » Wed May 22, 2013 5:59 pm

In your opinion, what are the easiest rewards cards to be approved for?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

Centurion Member
Centurion Member
Posts: 190
Joined: Fri Apr 12, 2013 4:47 pm
Location: Indianapolis, IN

Postby im_mr_awesome » Wed May 22, 2013 6:38 pm

If you pay it off every month to avoid the high APR and low limits, the Cap 1 Newcomer rewards card is 1% cash back unlimited on purchases. Also, the Chase Amazon Rewards Visa was pretty easy to get. I've heard of decent limits in the $3k+ range, so it's not a bad everyday card. It's 2% on Gas, Restaurants, and a few others. 1% on everything not listed, and 3% on Amazon.com.

Those are the only really easy rewards cards I know of. There are better rewards cards, but they're either difficult to get (BCP) or tailored to specific rewards (Amex Platinum).
Scores on the mend...
FICO: 654 (7/2017, AMEX), Vantage: 663 (CK)
Cards I Use Amex Premier Rewards Gold, Discover IT, Capital One QuickSilver MC, Amex Gold Delta (for the free bag)
Sock Drawer Chase Amazon, AE Visa, CareCredit, several store cards for util padding
Next Card Amex Everyday

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