Which shopping portal do you use/prefer?

All about maximizing your rewards!
Members share tips and tricks for getting the most miles, & points.
rockyrock
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Joined: Thu Mar 21, 2013 6:06 am
Location: Ventura, CA

Postby rockyrock » Fri May 24, 2013 2:23 am

I agree, Discover is where it's at. I've gotten 10% and 20% CB many times. I do miss the Amex BP Mall though...
American Express (2005): Premier Rewards Gold & Blue Cash Preferred
Chase: Freedom & UA Club USAA: Signature Visa & American Express
Discover it Bank of Hawaii Hawaiian Airlines WEMC Synchrony Sam's MC
Navy FCU Platinum Visa Citi Double Cash & AT&T Access MC


swipe_masta
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Joined: Tue Feb 19, 2013 5:22 pm
Location: USA

Postby swipe_masta » Fri May 24, 2013 11:37 am

If only Discover had a decent sign up bonus!!! I'm determined to wait it out for a little while, see if they have something up their sleeves.

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Victorleo
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Joined: Tue Apr 17, 2012 3:21 pm
Location: San Francisco

Postby Victorleo » Fri May 24, 2013 1:23 pm

I use united airlines shopping portal for the meezly miles. :ppp

nvtech
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Joined: Thu Oct 25, 2012 9:28 am
Location: USA/North Carolina

Postby nvtech » Fri May 24, 2013 2:09 pm

I mostly use Shop Discover and Chase Ultimate Rewards. Most of the times its Shop Discover which gives more cash back.
However if the difference is only 1% or lower...I would go with Chase.

BOA Rewards have been good too. I take advantage of them for the cashback on gift card purchases.

FutureBillionaire
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Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon May 27, 2013 1:11 pm

nvtech wrote:I mostly use Shop Discover and Chase Ultimate Rewards. Most of the times its Shop Discover which gives more cash back.
However if the difference is only 1% or lower...I would go with Chase.

BOA Rewards have been good too. I take advantage of them for the cashback on gift card purchases.


What gift card purchases are you making on Bofa?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

Bksuper
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Posts: 257
Joined: Sun Oct 14, 2012 10:22 pm
Location: California

Postby Bksuper » Mon May 27, 2013 10:33 pm

I have a question for you ShopDiscover and Chase UR Mall users; do you have to make the purchase with a credit card from their respective banks if you go through them or can you get just the mall bonus by having the affiliate cookie from them when shopping, and use someone else's rewards credit card to pay?
Sole Ownership Cards:
1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
Citi Forward Student Visa, $6k CL, Open Since 10/2012
Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
Authorized User (Parents Pay/Use)
Costco TrueEarnings Amex $29.4k CL, AU since 11/2012

cashback
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Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Mon May 27, 2013 10:39 pm

Bksuper wrote:I have a question for you ShopDiscover and Chase UR Mall users; do you have to make the purchase with a credit card from their respective banks if you go through them or can you get just the mall bonus by having the affiliate cookie from them when shopping, and use someone else's rewards credit card to pay?


It is against ShopDiscover's T&C's to use any other card than your Discover card. I regularly use other cards when going through ShopDiscover, about 75% of the time, i still get the cash back bonus.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

Bksuper
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Posts: 257
Joined: Sun Oct 14, 2012 10:22 pm
Location: California

Postby Bksuper » Mon May 27, 2013 10:49 pm

Hmm so I could theoretically get the 5% ShopDiscover Apple Bonus and the US Bank Cash+ 5% electronic store rate for 10% back at apple, and likely get away with it, but still be in violation of the T&C? What about Chase mall: could I get access through my chase amazon card and then pay with any of my credit cards?
Sole Ownership Cards:
1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
Citi Forward Student Visa, $6k CL, Open Since 10/2012
Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
Authorized User (Parents Pay/Use)
Costco TrueEarnings Amex $29.4k CL, AU since 11/2012

cashback
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Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Mon May 27, 2013 10:56 pm

Bksuper wrote:Hmm so I could theoretically get the 5% ShopDiscover Apple Bonus and the US Bank Cash+ 5% electronic store rate for 10% back at apple, and likely get away with it, but still be in violation of the T&C? What about Chase mall: could I get access through my chase amazon card and then pay with any of my credit cards?


Yes that is correct. No experience with Chase mall from me.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

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Calipso
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Posts: 195
Joined: Mon Oct 29, 2012 2:50 pm
Location: Boston

Postby Calipso » Tue May 28, 2013 7:30 pm

Shop Discover is best for my buck.
My Limits:
NFCU NavCheck: $15,000/NFCU Platinum: $11,500/NFCU nRewards: $8,000
Chase Freedom: $6,500/Chase Slate: $6,000/CSP: $5,000/Marriott Rewards Primier: $5,000/United MileagePlus Explorer: $5,000/Southwest Primier: $3,000
Citi Hilton HHonors: $9,700/Citi Simplicity: $8,200/Citi Forward: $5,500
AMEX Blue Cash Everyday: $8,000/SPG AMEX: $5,000/AMEX Everyday: $5,000/AMEX Delta Skymiles Platinum: $3,400
Discover IT: $7,700
Barclay's NFL Extra Points (Carolina Panthers): $5,000
DCU Platinum: $3,000
RTN FCU CC: $2,000
CCCU Platinum Rewards Visa: $2,000

Current total limit: $129,500



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