World of Warcraft credit card rewards really worth it?

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Warlock
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World of Warcraft credit card rewards really worth it?

Postby Warlock » Fri May 17, 2013 1:00 pm

Who on this forum has the World of Warcraft Visa and can share a review of the points value. Nothing said on the the application about how much the points are worth.

It says you earn 1 point per dollar and for redemption get online game time, gift cards, merchandise.

Without knowing how much those things cost it’s hard to tell. I can’t find any rewards catalog, I think you need to have the credit card to login and see what’s avail.

The only clue on the application is that it says as a signup bonus you get 1,500 points and that’s enough for 1 month of game time. I know if I were to PAY CASH for game time this is what it costs:

30 days/$14.99
90 days/$41.97
180 days/$77.94

If they’re saying the 1,500 bonus points is enough for a free month then does that mean I would only be getting $15 to apply for the Wow credit card?

Anyone who has an account with them, please let me know your review and if there are better ways for redemption that get you more bang for buck. Right now it's not looking to be worthwhile unless there are other benefits or something I don't know about.


nvtech
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Postby nvtech » Fri May 17, 2013 2:21 pm

I just feel its worthless to talk about it. I don't even see 1 single benefit for anyone here.

MemberSince99
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Postby MemberSince99 » Fri May 17, 2013 3:50 pm

Basically given that, it's a 1% card. You get a free month of Wow for signing up.

The card itself will not "wow" you (ok terrible pun there) but the two good things about FNBO are 1. all US based customer service and 2. every 4 months you can call and ask if you are eligible for a CLI which will be a SP if you are.

Warlock
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Postby Warlock » Fri May 17, 2013 4:06 pm

Hey guys thanks for your 2 cents. Not much sugar coating or glass half full attitude in this forum lol . The part about eligibility for a CLI and SP what are those benefits?

If it is only 1% rewards then why would anyone get the World of Warcraft credit card in the first place. It has been around for years and years meaning people must really like it.

MemberSince99
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Postby MemberSince99 » Fri May 17, 2013 4:57 pm

1% is better than nothing. Many cards offer no rewards. I'll take 1% over nothing any day.

FNBO which issues the card has a policy that you can call in every 4 months and ask if you are eligible for an increase to your credit limit. If you are eligible you can get an increase with only a soft inquiry not a hard inquiry, and this will not affect your credit score where a hard inquiry does. Not bad at all that's about as good as it gets.

CCG
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Postby CCG » Fri May 17, 2013 5:14 pm

Co-branded cards like this are rarely a good deal. They're betting on you applying for the brand (World of Warcraft) over the actual rewards. However since this one offers no special World of Warcraft benefits I see no reason to get it for gaming.

As MemberSince99 mentions, 1% is better than nothing.

But you can do better. You may want to consider some other reward cards because it's possible to get more than 1% and on certain categories you might be able to get up to 5%.

Warlock
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Postby Warlock » Sat May 18, 2013 11:45 am

Okay one last question. If the answer is what I'm expecting than yeah I will go with a different card as suggested.

I found this on a WoW blog. I guess it was a letter sent out to those with the Visa credit card. It talks about some of the different point redemption. This is the most I have been able to find on it so far.

Do you think it's the same value no matter what option you go with. Like if I were to go with cash back, online gaming time, merchandise do all of those give only a penny per point you think?

[IMGA=World of Warcraft Visa rewards program]http://creditcardforum.com/images/useruploaded/wow-rewards-program.jpg[/IMGA]

MemberSince99
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Postby MemberSince99 » Sat May 18, 2013 12:30 pm

It doesn't say, and since it doesn't say my guess would be "yes" since if it offered a higher rewards level for some categories it would surely tell you that as a selling point.

I'd figure on 1% unless you learn otherwise. You could always call them to ask and confirm.

BirthdayBoy
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Postby BirthdayBoy » Mon May 27, 2013 5:04 pm

But... Just look at it!

Nothing says "This is a distinguished person of taste" quite like a World of Warcraft Rewards Visa. That is the "Reward" you get with this card. It is the best reward.
Ficos:
Ex- 705 AMEX pull (5/13), Tu: 753, Eq:685

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