Gas station rewards

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FutureBillionaire
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Location: Down South

Gas station rewards

Postby FutureBillionaire » Sun Apr 21, 2013 8:35 pm

Which cards offer rewards for in store purchases besides the Chase Freedom, Discover It, and Discover More? Am I missing a card?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


Sevenfeet
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Location: United States

Postby Sevenfeet » Sun Apr 21, 2013 11:51 pm

Not sure if BofA Cash Rewards allows the discount just at the pump or everything in store.
Cards:
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)

nvtech
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Location: USA/North Carolina

Postby nvtech » Mon Apr 22, 2013 12:44 am

FutureBillionaire wrote:Which cards offer rewards for in store purchases besides the Chase Freedom, Discover It, and Discover More? Am I missing a card?


Penfed Visa Platinum Plus
Penfed Visa Cash Rewards.

FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Apr 22, 2013 10:18 am

nvtech wrote:Penfed Visa Platinum Plus
Penfed Visa Cash Rewards.


Penfed doesnt' give it for instore purchases. At least, not the stations I have used.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

Sevenfeet
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Location: United States

Postby Sevenfeet » Mon Apr 22, 2013 11:25 am

Penfed is pretty specific in their language being they only discount at the pump. I verified this when i called them recently about whether they cared or not that the card was used at a non-stand alone gas station (like a grocery store or Home Depot...Chase does not allow this). They replied that as long as the purchase was swiped at the pump or by a nearby attendant, then they were fine. (For example, if you fill up at a Kroger pump, it shows up as "Kroger Fuel" with the proper code in the remittance). If the purchased happened in the grocery store (possible in some places), then they wouldn't be able to discern that code correctly (although I guess you would still get the 3% grocery discount).
Cards:

American Express Platinum (NPSL)

Penfed Platinum Reward Visa ($28K)

Chase Freedom Visa ($25K)

Fidelity American Express ($20K)

American Express Blue Cash Preferred ($20K)

Bank of America Cash Rewards MasterCard ($20K)

Citi Thank You Preferred Visa ($9.5K)

Chase Sapphire Preferred ($7.5K)

US Bank Cash + Visa Signature ($7K)

Discover IT ($4K)

FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Apr 22, 2013 11:35 am

Sevenfeet wrote:Penfed is pretty specific in their language being they only discount at the pump. I verified this when i called them recently about whether they cared or not that the card was used at a non-stand alone gas station (like a grocery store or Home Depot...Chase does not allow this).


So Penfed has worked for you at home depot?
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Apr 22, 2013 11:35 am

FutureBillionaire wrote:So Penfed has worked for you at home depot?


I wonder if I will get 5% back with Discover at Home Depot this quarter.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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Z06Biker
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Location: Los Angeles

Postby Z06Biker » Mon Apr 22, 2013 3:03 pm

The Amex Costco True Earnings Business gives you 4% cashback on gas stations (and from my experience, in-store purchases as well) for up to $7000 annually. You also get unlimited 2% cashback on all travel and dining purchases.

Perhaps not as much as the PenFed, but worth looking at, regardless.
AMEX: PRG Gold, Business Simply Cash, Business Costco, BCE.
Chase: United MileagePlus Club, Sapphire Preferred, Amazon Rewards
Barclaycard Arrival World Mastercard
HSBC Cash or Fly World Mastercard
USAA World Mastercard, USAA Platinum Mastercard
Wells Fargo Business Platinum
USC Credit Union Mastercard

FutureBillionaire
Centurion Member
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Apr 22, 2013 3:27 pm

Z06Biker wrote:The Amex Costco True Earnings Business gives you 4% cashback on gas stations (and from my experience, in-store purchases as well) for up to $7000 annually. You also get unlimited 2% cashback on all travel and dining purchases.

Perhaps not as much as the PenFed, but worth looking at, regardless.


Thanks for the data point.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

nvtech
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Posts: 150
Joined: Thu Oct 25, 2012 9:28 am
Location: USA/North Carolina

Postby nvtech » Mon Apr 22, 2013 3:57 pm

FutureBillionaire wrote:Penfed doesnt' give it for instore purchases. At least, not the stations I have used.


Yes..You are right. I got really screwed in my last vacation in South Africa.
I used my penfed at all damm gas stations across Johannesburg, Cape Town and Durban...Almost spent $2k on gas on a 25 day road trips...

The only difference I find there is you do pay at the pump but it is the cashier with a wireless swipe machine.
I was little suspicious and collected all the receipts. As expected, I never got any cash back. I made a claim and did send in all the receipts but finally it came out as declined saying that the gas has to be paid at pump.

Damm...at one point felt I lost a lot but was later happy that I did not pay any forex fees and I did get a very good conversion rate.



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