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All about maximizing your rewards!
Members share tips and tricks for getting the most miles, & points.
64 posts
FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Fri May 17, 2013 10:58 am

I received an extra 6k in TY points. I'm about to ramp up usage this month.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


cashback
Centurion Member
Centurion Member
 
Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Fri May 17, 2013 1:49 pm

Seems like the thought over on FT is the mortgage/student loan check is getting them caught. I might get 1K worth of gas gift cards this statement just to stay off the phone with them. Then go for the mort check the next statement.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

silver6054
Centurion Member
Centurion Member
 
Posts: 147
Joined: Mon Nov 05, 2012 5:28 pm
Location: boston

Postby silver6054 » Fri May 17, 2013 1:54 pm

Yep, but of course hard to know. I just cashed out 30K points on 3 gift cards. Selection isn't that great, and I really planned to use them for Premier at 1.33. But lets see if the 50K points this cycle causes a shutdown....

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Fri May 17, 2013 3:01 pm

cashback wrote:Seems like the thought over on FT is the mortgage/student loan check is getting them caught. I might get 1K worth of gas gift cards this statement just to stay off the phone with them. Then go for the mort check the next statement.


I was about to PM you with this info. I guess you've been over there today also. I'm sticking to GCs. I thought about gas cards, but I generate more rewards with gas. I get prepaid visas from Penfed so I can use those for you know what.

I'm going to use Citi for gift cards to Marriott and clothing stores that I shop at. I will reallocate my shopping budget to other places.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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