- Centurion Member
- Posts: 1361
- Joined: Tue Jun 28, 2011 10:13 pm
- Location: New York state
what I would do if I were you continue to use all 3 cards pay your bills in full, establish credit. maybe in a few months take a ride down
to Bank of America and see if they would give you an unsecured credit card. if they do I would then use your Bank Of America card
continueto use it pay your bills in full, Then check your scores again if they go up to let's say around 750 on all of your reports
Then you should apply for the card you want.
as dumb as chase is I agree with this banker 6 months sounds about right.
is there a local bank where you live not chase or Bank of America, But a local bank maybe you don't have a checking account but a bank that issues credit cards, you could try and apply , as an example the Bank of San Antonio.
or you can ask your Dad to take a ride down to the bank that you want to do business have him talk to an branch mgr , see if he can co sign you for a prime credit card.