Where to buy $500 Visa & AmEx gift cards in 2013

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Gamma
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Location: Los Angeles, CA

Postby Gamma » Thu Feb 28, 2013 2:35 pm

FutureBillionaire wrote:So, I can buy vanilla reloads at Kroger, put them on a blue bird, and use the card as a credit card? Also, I can have checks sent to pay my mortgage? Has anyone used the check option? I don't want to send a check and they not receive it. Late fees are exorbitant nowadays.

This guy does a complete explanation about sending checks with BlueBird
http://millionmilesecrets.com/2012/11/05/american-express-bluebird-pay-bills-mail-a-check/

LadyinRed wrote:The problem with Walgreens (at least the ones in my area) is that when scanned, before I give my payment, a message pops up on the screen that says cash or debit only. So even if they don't care, it won't work.

On the other hand, CVS (at least in my area) doesn't have any register restrictions and more depends on the employee telling you if you can or can't. I've checked about 5 CVS's in my area, and 90% of the time they won't let you, but if you find some young teenager working the register he/she will most likely let you.

There was this one time at CVS when the cashier scanned it and I was seconds away from swiping my card, and then the manager literally ran over and stopped the transaction. I was so bummed - especially since it was either the 3rd or 4th CVS I tried. So close. It makes me wonder, though, if they do get into trouble if someone does run a VR with a credit card.

Fortunately, the message that pops up with the self check out with the CVS I go to is "No CVS gift card or Money Order allowed as payment option." I wonder why the register always ask the last 4 digits of our card number.


FutureBillionaire
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Postby FutureBillionaire » Thu Feb 28, 2013 3:21 pm

Ok, I think I'm dumb. I tried to find an Amex product that I could load onto Bluebird. All I could find was an Amex prepaid card that said it was just a temp card.

I decided to buy a onevanilla prepaid visa card at CVS. I was able to use my Freedom. Wish me luck as I try to make a payment towards my property taxes.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

FutureBillionaire
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Location: Down South

Postby FutureBillionaire » Thu Feb 28, 2013 3:38 pm

The prepaid Visa card let me make a 500 dollar payment on my property taxes. I made money even after paying the convenience fee. I'm going to take my citi forward card and buy another $500 card.

I'm going to double check to see if the Vanilla reloads are there. I didn't think it made sense to buy a Visa reload to put on an Amex bluebird. I was confused.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Thu Feb 28, 2013 4:02 pm

One more thing that I calculated. I have the US Bank cash + and get 2% back at drug stores. I make a small profit on the activation fee when I use this card as well. As of now, I believe this is uncapped.

The CVS I went to let's you buy prepaid cards with a credit card, but not the reloadable debit cards. I'm headed back up there to buy a vanilla reload and another debit card.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

cashback
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Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Thu Feb 28, 2013 5:35 pm

FutureBillionaire wrote:One more thing that I calculated. I have the US Bank cash + and get 2% back at drug stores. I make a small profit on the activation fee when I use this card as well. As of now, I believe this is uncapped.

The CVS I went to let's you buy prepaid cards with a credit card, but not the reloadable debit cards. I'm headed back up there to buy a vanilla reload and another debit card.


Aaaaaand he's hooked... lol

Get the Dividend card. 6K worth of VR's and/or prepaids...
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

RonJonson
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Location: MI

Postby RonJonson » Thu Feb 28, 2013 9:05 pm

FutureBillionaire wrote:So, I can buy vanilla reloads at Kroger, put them on a blue bird, and use the card as a credit card? Also, I can have checks sent to pay my mortgage? Has anyone used the check option? I don't want to send a check and they not receive it. Late fees are exorbitant nowadays.

I've used the bill pay option to have checks sent for my rent and to pay my progressive insurance bill since they do not accept Amex. Progressive marked my payment as received 3 days after I used bluebirds online system.
Wells Fargo Platinum - $10,500 - 11/2004
Citi Forward - $5,000 - 10/2012
Chase Freedom - $3,900 - 10/2012
Capital One Quicksilver (Formerly Cash Rewards) - $6,000 - 12/2012
American Express Hilton Honors - $3,900 - 1/2013
Barclaycard Arrival World MasterCard - $5,000 - 11/2013

FutureBillionaire
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Location: Down South

Postby FutureBillionaire » Fri Mar 01, 2013 6:36 am

cashback wrote:Aaaaaand he's hooked... lol

Get the Dividend card. 6K worth of VR's and/or prepaids...


Dude. I'm all the way hooked. I picked up a BlueBird from Wal mart yesterday as well. I'm iffy on apping for the Dividend because I just had two pull for my Freedom and CSP. I can still make out ok if I use just the Cash +. I have some inquiries that will fall off soon, so I will give it some thought. I'm not sure if the Dividend is a card I will want long term.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

cashback
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Posts: 793
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Location: NY

Postby cashback » Fri Mar 01, 2013 10:59 am

FutureBillionaire wrote:Dude. I'm all the way hooked. I picked up a BlueBird from Wal mart yesterday as well. I'm iffy on apping for the Dividend because I just had two pull for my Freedom and CSP. I can still make out ok if I use just the Cash +. I have some inquiries that will fall off soon, so I will give it some thought. I'm not sure if the Dividend is a card I will want long term.


BlueBird bill payments seems like a big hassle to me. You have to stop your auto payments and use BB bill payments and hope the check gets there on time. Can't you just send a check to someone you trust(send a check to mom for "loan payment") with BB bill pay and have them pay you back? Then you can just leave your auto pay from your checking account alone and still get the cash back from VR's. Can anyone with BB confirm that you can/cannot do this? Seems to me like that would be a lot easier.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

FutureBillionaire
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Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Fri Mar 01, 2013 11:10 am

cashback wrote:BlueBird bill payments seems like a big hassle to me. You have to stop your auto payments and use BB bill payments and hope the check gets there on time. Can't you just send a check to someone you trust(send a check to mom for "loan payment") with BB bill pay and have them pay you back? Then you can just leave your auto pay from your checking account alone and still get the cash back from VR's. Can anyone with BB confirm that you can/cannot do this? Seems to me like that would be a lot easier.


I see your point. I will still get usage out of a bluebird by using the card at places where I don't normally get rewards. Heck, I can use it to get 5% back when I'm shopping for clothes or whatnot. I'm still winning, which is the ultimate goal.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

RonJonson
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Posts: 37
Joined: Mon Jan 21, 2013 6:03 pm
Location: MI

Postby RonJonson » Fri Mar 01, 2013 1:15 pm

cashback wrote:BlueBird bill payments seems like a big hassle to me. You have to stop your auto payments and use BB bill payments and hope the check gets there on time. Can't you just send a check to someone you trust(send a check to mom for "loan payment") with BB bill pay and have them pay you back? Then you can just leave your auto pay from your checking account alone and still get the cash back from VR's. Can anyone with BB confirm that you can/cannot do this? Seems to me like that would be a lot easier.


Yes you could do this. I send my rent checks to my brother since he owns the house. I guess I could just as easily send him extra payments and get them back from him.
Wells Fargo Platinum - $10,500 - 11/2004

Citi Forward - $5,000 - 10/2012

Chase Freedom - $3,900 - 10/2012

Capital One Quicksilver (Formerly Cash Rewards) - $6,000 - 12/2012

American Express Hilton Honors - $3,900 - 1/2013

Barclaycard Arrival World MasterCard - $5,000 - 11/2013



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