Where to buy $500 Visa & AmEx gift cards in 2013

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cashback
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Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Mon Mar 04, 2013 12:03 am

Sevenfeet wrote:$5000 on gift cards? Seriously?? :confused:


That's what ya gotta do if you want 4% on all purchases.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781


Sevenfeet
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Location: United States

Postby Sevenfeet » Mon Mar 04, 2013 7:51 am

cashback wrote:That's what ya gotta do if you want 4% on all purchases.


Again, I think you make more money in the long run by investing that spare cash rather than tying it up on gift cards. The only way that makes sense is if the gift cards are going to be used immediately or pretty close to that.
Cards:
American Express Platinum (NPSL)
Penfed Platinum Reward Visa ($28K)
Chase Freedom Visa ($25K)
Fidelity American Express ($20K)
American Express Blue Cash Preferred ($20K)
Bank of America Cash Rewards MasterCard ($20K)
Citi Thank You Preferred Visa ($9.5K)
Chase Sapphire Preferred ($7.5K)
US Bank Cash + Visa Signature ($7K)
Discover IT ($4K)

DavidNY
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Location: New York

Postby DavidNY » Mon Mar 04, 2013 8:59 am

Sevenfeet wrote:Again, I think you make more money in the long run by investing that spare cash rather than tying it up on gift cards. The only way that makes sense is if the gift cards are going to be used immediately or pretty close to that.


If you were to get a new Citibank Dividend account to do this, you'd get 0% APR for the first 12 months, so you could use Citibank's money fee-free for a while. There's also a $100 bonus for spending $500.

FutureBillionaire
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Location: Down South

Postby FutureBillionaire » Mon Mar 04, 2013 9:28 am

I spend my immediately. It's a good way to make quick cash back and earn bonus cash through minimum spends.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

cashback
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Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Mon Mar 04, 2013 9:58 am

DavidNY wrote:If you were to get a new Citibank Dividend account to do this, you'd get 0% APR for the first 12 months, so you could use Citibank's money fee-free for a while. There's also a $100 bonus for spending $500.


This is what i did.

Sevenfeet wrote:Again, I think you make more money in the long run by investing that spare cash rather than tying it up on gift cards. The only way that makes sense is if the gift cards are going to be used immediately or pretty close to that.


And even if I didn't do what I said above, I still disagree with you. I use about 1K - 1.5K in GC's a month, so they would have been used in about 4 months. There are no investments that will get you a guaranteed 4% in 4 months tax free.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781

FutureBillionaire
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Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Mar 04, 2013 10:02 am

I don't think it takes that much legwork. Maybe it does initially,because you have to find a place with VRs/cards and make sure they take credit cards.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

rewards seeker
 
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Joined: Sat Mar 23, 2013 8:14 pm
Location: USA

Postby rewards seeker » Sat Mar 23, 2013 8:17 pm

cashback wrote:Used to load money on Blue Bird...


Can any Visa gift card be loaded onto Blue Bird, or only VR?



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