- Centurion Member
- Posts: 1590
- Joined: Sun Jun 19, 2011 2:37 pm
- Location: Down South
I've never dealt with a bankruptcy.
I would definitely recommend paying down your balances and only having a balance on one card if you do decide to apply.
Discover and Penfed look at how many apps and how much availabel credit that you have. Apply for banks like that first if you are going on a spree. Make sure your balances are paid down, as I mentioned above.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape