Priceline Visa vs Fidelity Amex

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RewardHop
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Priceline Visa vs Fidelity Amex

Postby RewardHop » Sat Jan 26, 2013 2:27 pm

What do you guys think about the two cards? Is one better than the other?
I'm thinking about getting one or the other.

I have a Fidelity account with a cash management account so that part is not disadvantageous for me.
[size=60]
Amex BCE: 3% grocery, 2% gas
Bank of America Better Balance Rewards MC: $25/quarter bonus
Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities
Capital One Quicksilver Visa Signature: 1.5% everything
Chase Freedom Visa Signature: 5% rotating
Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com
Discover It: 5% rotating
SallieMae MC: 5% Groceries, Gas, Amazon
US Bank Cash+ Visa Signature: 5% electronic stores, restaurants
Sock Drawered: Chase Sapphire, Chase Amazon[/size]


DavidNY
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Postby DavidNY » Sat Jan 26, 2013 2:41 pm

The Priceline Visa redemption is gimmicky, you have to redeem points against a recent purchase over $25. If you use it for Priceline NYOP you get 5% back.

The minimum 2% redemption for Fidelity Amex is $50. This card works for Amex network promotions like Amex sync and Small Business Saturday. I find that FIA Card Services has better customer service than Barclays.

If I had to choose I'd go with the Visa only because it's accepted at more places than Amex. Otherwise I'd choose the Fidelity.

Bksuper
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Postby Bksuper » Sat Jan 26, 2013 4:25 pm

Personally I really like the 1st Financial Bank Platinum Visa as a No AF, no fuss 2% on everything card. They apply it as statement credit automatically when the statement cuts so your high balance is reported to the credit bureaus before the cash back and your current balance that reports is already lowered by the 2% back. You don't have to hassle with any redemption and they'll give it to you monthly even if it is $0.01, no $25 or $50 redemption minimums. They don't charge the convenience fee for paying online anymore (thats what got them 1 star reviews, along with having a high APR to discourage carrying a balance and condescending CSRs to people who complain about that or pay late and want APR reductions or waived late fees). Like DavidNY said as well, Visas are accepted in more places.
Sole Ownership Cards:
1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
Citi Forward Student Visa, $6k CL, Open Since 10/2012
Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
Authorized User (Parents Pay/Use)
Costco TrueEarnings Amex $29.4k CL, AU since 11/2012

silver6054
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Postby silver6054 » Sat Jan 26, 2013 5:27 pm

Bksuper wrote:Personally I really like the 1st Financial Bank Platinum Visa as a No AF, no fuss 2% on everything card. They apply it as statement credit automatically when the statement cuts so your high balance is reported to the credit bureaus before the cash back and your current balance that reports is already lowered by the 2% back. You don't have to hassle with any redemption and they'll give it to you monthly even if it is $0.01, no $25 or $50 redemption minimums. They don't charge the convenience fee for paying online anymore (thats what got them 1 star reviews, along with having a high APR to discourage carrying a balance and condescending CSRs to people who complain about that or pay late and want APR reductions or waived late fees). Like DavidNY said as well, Visas are accepted in more places.


Do you have a link to that offer?
https://www.first-online.com/Personal-Banking/Personal-Accounts/Credit-Cards shows 1% on all except interest, but I know there are multiple different offers for Priceline, so ....

RewardHop
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Postby RewardHop » Sat Jan 26, 2013 5:36 pm

DavidNY wrote:The Priceline Visa redemption is gimmicky, you have to redeem points against a recent purchase over $25. If you use it for Priceline NYOP you get 5% back.


Ah I see. Sounds like the other Barclays card I have, the NFL Extra Points Visa. Thats not entirely bad.

I do want an Amex to take advantage of Amex sync though, I have friends who saved $200 last year alone from that.
[size=60]

Amex BCE: 3% grocery, 2% gas

Bank of America Better Balance Rewards MC: $25/quarter bonus

Barclaycard Rewards Visa Signature: 2% gas, groceries, utilities

Capital One Quicksilver Visa Signature: 1.5% everything

Chase Freedom Visa Signature: 5% rotating

Citi Forward Visa: 5% restaurants/fastfood, movie theaters, amazon.com

Discover It: 5% rotating

SallieMae MC: 5% Groceries, Gas, Amazon

US Bank Cash+ Visa Signature: 5% electronic stores, restaurants

Sock Drawered: Chase Sapphire, Chase Amazon[/size]

FutureBillionaire
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Location: Down South

Postby FutureBillionaire » Sat Jan 26, 2013 5:41 pm

Bksuper wrote:Personally I really like the 1st Financial Bank Platinum Visa as a No AF, no fuss 2% on everything card. They apply it as statement credit automatically when the statement cuts so your high balance is reported to the credit bureaus before the cash back and your current balance that reports is already lowered by the 2% back. You don't have to hassle with any redemption and they'll give it to you monthly even if it is $0.01, no $25 or $50 redemption minimums. They don't charge the convenience fee for paying online anymore (thats what got them 1 star reviews, along with having a high APR to discourage carrying a balance and condescending CSRs to people who complain about that or pay late and want APR reductions or waived late fees). Like DavidNY said as well, Visas are accepted in more places.


I've never heard of this card. Sounds interesting.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

Bksuper
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Location: California

Postby Bksuper » Sat Jan 26, 2013 6:03 pm

silver6054 wrote:Do you have a link to that offer?
https://www.first-online.com/Personal-Banking/Personal-Accounts/Credit-Cards shows 1% on all except interest, but I know there are multiple different offers for Priceline, so ....

Their site is http://www.1fbusa.com but they don't list their products online, you can request an invitation to apply and you must be a student (so register for an online community college class that interests you if you're not) then if they give you their gold card (no rewards, $25 AF after the first year) you call to PC it to the Platinum after 6 months of good standing. Its meant to be your first CC so they'll give you the gold card without any history, I don't know if they start anyone on the Platinum but you can PC before you pay the AF regardless. Expect low limits and minimal CLIs until you've been with them for a while.
Sole Ownership Cards:
1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
Citi Forward Student Visa, $6k CL, Open Since 10/2012
Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
Authorized User (Parents Pay/Use)
Costco TrueEarnings Amex $29.4k CL, AU since 11/2012

DavidNY
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Location: New York

Postby DavidNY » Sat Jan 26, 2013 7:10 pm

silver6054 wrote:there are multiple different offers for Priceline

That used to be the case but now there's only one offer. The only option is whether or not you want William Shatner's photo on your card.
Image

https://www.pricelinevisa.com/ has the details.



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