Rewards for Restaurants/Entertainment

All about maximizing your rewards!
Members share tips and tricks for getting the most miles, & points.
17 posts
cashback
Centurion Member
Centurion Member
 
Posts: 793
Joined: Mon Oct 22, 2012 7:11 pm
Location: NY

Postby cashback » Fri Jan 25, 2013 2:41 pm

Those are the per point values. For the purchases you listed (food and entertainment), you get 5 points per dollar spent. So everything on that list that is valued at 1 cent(select gift cards, loan payment, travel), you would be getting 5% cash back.
Credit Cards
Amex BCE 25K ---- PenFed Platinum Rewards 15.5K --- US Bank Cash+ 12K --- Discover IT 6K --- Citi Dividend 5K --- Chase Freedom 12.5K --- Amex SPG 6K --- Citi Thank You Preferred 15K

Not Used
Citi Simplicity - 5K, Sam's Club Discover - 10K

Future Cards
Sallie Mae World Mastercard

FICOs
Exp 772 - TU 781 - Equ 781


Bksuper
Centurion Member
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Posts: 257
Joined: Sun Oct 14, 2012 10:22 pm
Location: California

Postby Bksuper » Fri Jan 25, 2013 4:20 pm

You have to be a student to apply for the Forward now, but its the best one for these categories.
Sole Ownership Cards:
1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
Citi Forward Student Visa, $6k CL, Open Since 10/2012
Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
Authorized User (Parents Pay/Use)
Costco TrueEarnings Amex $29.4k CL, AU since 11/2012

lexrj
Centurion Member
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Posts: 169
Joined: Fri Sep 14, 2012 12:59 pm
Location: San Diego

Postby lexrj » Fri Jan 25, 2013 6:12 pm

cashback wrote:Those are the per point values. For the purchases you listed (food and entertainment), you get 5 points per dollar spent. So everything on that list that is valued at 1 cent(select gift cards, loan payment, travel), you would be getting 5% cash back.


Got it, thanks!
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclaycard Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1

lexrj
Centurion Member
Centurion Member
 
Posts: 169
Joined: Fri Sep 14, 2012 12:59 pm
Location: San Diego

Postby lexrj » Fri Jan 25, 2013 6:32 pm

sakhalin wrote:1st quarter Discover IT, or 2nd quarter Chase Freedom. Citi Forward for year round (don't use TY points for cash back though, use it for certain gift cards, loan payments, or travel through Citi's website).


How is booking through Citi's website as far as blackouts, pricing, availabity? Is it pretty much as booking through any other website?
---------------------------------------
Current in my Wallet
Amex BCP - 25K (02/12)
Barclaycard Arrival WMC - 15K (10/13)

Future
US Bank Cash +

Socks drawer
Crap One Quicksilver - 1.7K (04/11)
CSP - 15K (03/13)

Scores
FICO EX 772 / TU 765 / EQ 762 - (09/14)
AAoA 2.1

me08053
Green Member
Green Member
 
Posts: 13
Joined: Fri Jan 18, 2013 9:32 am
Location: Philly Area

Postby me08053 » Fri Jan 25, 2013 6:44 pm

How does the student loan/ mortgage credit work with thank you points? Does it only give a credit if you can somehow pay for your student loans on the card? Or is it just a cash back scenario that is supposed to be used on student loans? Just a little confused. Thanks!

Money card
Centurion Member
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Posts: 1361
Joined: Tue Jun 28, 2011 10:13 pm
Location: New York state

Postby Money card » Fri Jan 25, 2013 11:25 pm

if you use the citybank forward for restaurants and book stores you get 5% back, whether you get in a form of a statement credit, a check
or gift cards your getting 5 back on those categorys. the other categorys only offer 1% back. Now If city doesn't offer let's say gift cards
you might want to look at another credit card. it's up to you on how you want to redem for cash.
but for restaurants all year round the Forward is the best as far as what everybody has to say.

nishant
Centurion Member
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Posts: 120
Joined: Wed Dec 19, 2012 10:07 am
Location: Chicago

Postby nishant » Sat Jan 26, 2013 2:00 pm

Here are some of the practices I follow.

1) For very small amounts let us just coffee or a muffin- say less than $3, I use Chase freedom which gives me 10 points for swipe and 3 points for $3 spent. Equivalent of 4.33% cash back. When I transfer these points to Chase Sapphire Preferred, I get additional 25% bonus for airline ticket or 4.33 x 1.25 = 5.4% cash back.

2) For movies and restaurants including fast food, I use Citi Forward and when enough points, I buy Walmart gift card which has universal use including at Sams club.



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