- Centurion Member
- Posts: 257
- Joined: Sun Oct 14, 2012 10:22 pm
- Location: California
^ My local supermarket does NOT count as a department store, it just doesn't offer a better selection of gift cards than Lowes, which does. I don't buy gift cards because my spending is not high enough for it to be worth it, and my transportation means are limited for getting to specific B&M stores on impulse. Thats why I think the Cash+ which is flexible, offers 5-6.25% back in TWO categories, not just one, pays respectable base rewards, still allows for $25 bonus every year, has a cap that amounts to $8k per year not $6k, and is a visa signature which has just as many perks as amex and NO AF, taken more places, is a better card even post changes than the BCP, which is still considered a great card here, even if I don't like it.
As for it being too soon, when these changes go into effect the program will be a year old; I'm disappointed but I don't think they're being unreasonable to the extent that would justify reduced spending to the card beyond what gets better rewards on other cars post-changes, let alone closing the card and boycotting it.
Sole Ownership Cards:
1st Financial Bank Platinum Student Visa, $500 CL, Open Since 3/2012
Citi Forward Student Visa, $6k CL, Open Since 10/2012
Costco TrueEarnings Amex, $6k CL, Backdates to 1/2012
SallieMae Rewards Barclay Mastercard, $2.5k CL, Open Since 4/2013
Jointly Owned Cards (co-owner with mom, not AU, used and paid only by me):
Chase Amazon Rewards Visa Signature, $2k CL, Open Since 8/2012
US Bank Cash+ Visa Signature, $13.5k CL, Open Since 10/2012
Authorized User (Parents Pay/Use)
Costco TrueEarnings Amex $29.4k CL, AU since 11/2012