what to do: CSP vs SW Rapid Rewards

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Members share tips and tricks for getting the most miles, & points.
12 posts
Green Member
Green Member
Posts: 11
Joined: Wed Aug 03, 2011 12:33 pm
Location: St. Louis

Postby matt21484 » Tue Jan 08, 2013 3:39 pm

I called Chase the night I applied (Jan 3) and asked them to expedite delivery. I got the card yesterday and after activating the card I was able to book the hotel. I notified the lady who activated the card I was going to be using it on a large purchase and to not flag the account. I was then able to use the card today to get gas in a different zip code so everything seems to be in order. I have a 5K credit limit as well on this card. Is that about average for Chase? I was hoping to get double that amount, but I can always ask for an increase in 6 months. Is that the going amount of time to wait, 6 months? Lastly, the card is nice! I used it to buy lunch and the cashier looked at it a few times flipping it over in his hand. Ha, who would of thunk it, credit card envy...
PNC Everyday Rewards Visa ($12.5K - 2006)
Macy's store charge ($700 - 2009)
Amex Blue Cash Preferred ($10K - 2011)
Chase Sapphire Preferred Visa ($5K - Jan 2013)

Centurion Member
Centurion Member
Posts: 797
Joined: Tue Oct 02, 2012 3:25 pm
Location: Texas

Postby Robrus1 » Tue Jan 08, 2013 5:36 pm

6 months to wait is correct. 5K is where they started me as well, and I've seen others with a 5K limit. I assume it's fairly standard, and I don't have any other accounts with Chase I figured this is where they'd start me. 5K is the minimum credit line they will issue a CSP with. I've only had it since October so I'm not asking for a CLI until early May. Congrats on getting a great card! When I use it, I receive a lot of comments about it as well. My favorite so far was by a convenience store clerk. She said, "Wow, this card feels important or something." Made me chuckle.
Amex Platinum
Amex BCP 21K
Amex SPG 5K
Barclaycard Arrival Plus WEMC 5K
Chase Sapphire Preferred 23.5K
Credit Union 10K
Discover IT 7.75K

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