- Green Member
- Posts: 13
- Joined: Thu Dec 16, 2010 1:50 pm
- Location: Mississippi
23403 points earned for gas purchases using penfed visa which gives 5%
11586 points earned for grocery using pendfed visa which gives 3%
32790 points earned on restaurants using citi forward which gives 5%
22376 points earned for all other charges that don't fall into above categories using penfed visa which gives 1%
So that's 90,155 points, essentially $900. I'm going to get the Fidelity card so that I can get that extra $200 or so by getting 2% back instead of 1% on non bonus category charges.
How the hell am I suppose to hit $2000 when I only spend about $37K per year on Food, Gas, Groceries and misc expenses that can be charged and I already have the best cards just short of Fidelity and American Express Blue cash? I suppose I can get the Blue Cash and get 6% on groceries, but that's still only an extra $115. I'll have to pick up the US bank plus card to get that 5% back on insurance, cable, and phone payments as well. That another $200.
What's a good base target that doesn't include sign up bonuses?
PenFed Visa Cash Rewards 23.4K
Citi Forward Visa 15K
Chase Amazon Rewards Visa 15K
Delta Skymiles 15K
Bank of America Visa Signature 8K
Associated Bank Visa 5K
Chase Freedom Visa 12K
Exp - 802
TU - 806
Equ - 806