- Centurion Member
- Posts: 1589
- Joined: Sun Jun 19, 2011 2:37 pm
- Location: Down South
cashback wrote:Not hefty fees. Only $5.95 per card. Using the BCP it's a net gain of $24.40 per card. It works out to be 4.9% for all your purchases if you use gift cards bought with BCP. And you can then use the GC's and shop for groceries at Wal Mart or other cheaper places and still get almost 5% off.
You know what, I guess I never did the math again after I got my BCP. It wasn't worth it with my other cards, but I think it is with this particular card.
I forgot that department stores sell gift cards to other spots. I'm going to make the change with the Cash + and take advantage of that.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape