- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
The AT&T Univesal Card from Citi is a fine choice if you spend a lot with AT&T. However, the matched spending requirement (as wisely pointed out above), might be a deal breaker for you as it was for me.
When you calculate your potential rewards from AT&T spending. Figure out what rewards you would be giving up on the required matched spending as I assume you would be diverting that from another card. I found the whole thing to be too much hassle to bother with, frankly, and opted to give up the small profit from AT&T rewards for simpler account management.
On another note, AT&T U-Verse and landline phone service, both of which I have, are pretty good. However, if you ever need to make a change to your service or have a problem, AT&T is the absolute worst company in the world to deal with. They are completely incompetent at fixing the most minor things and will drive you insane with their multiple attempts. It took them weeks to iron out a simple problem with my land phone line that they created. I absolutely hate AT&T and would switch except for all the hassle that would involve.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.