I fly 80,000+ miles a year, help pick my next card

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I fly 80,000+ miles a year, help pick my next card

Postby sapple89 » Wed Jul 25, 2012 8:19 pm

Current Credit Cards: Amex gold, Bank of America Visa.

I travel frequently to Asia and need help picking a new credit card. I am really looking for something that will help me build miles quicker and shouldn't have a problem qualifying for a card.

I am looking for something that has:

1. No (or minimal) foreign transaction fees.
2. Helps me build miles for Cathay Pacific Marco Polo club
3. That can be used in Hong Kong, China, and south Asia.

Any suggestions?

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Postby hjamespyun » Wed Jul 25, 2012 10:43 pm

Have you considered the Platinum Card? That way you avoid foreign transaction fees, and I know that Membership Rewards points can [finally] transfer to Asia Miles; don't know about AMEX acceptance in those parts of Asia though.

Other cards that come to mind are the Starwood Preferred Guest, ThankYou Premier, and any Discover card, but TBH, the Platinum Card looks like the best one out there.

Just curious also: do you have the Premier Rewards version of the Gold Card? I have heard of people having both the PR Gold and a Platinum work for them well.
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Postby MrJack » Thu Jul 26, 2012 2:14 am

What about the Citi Platinum AAdvantage card? Cathay and American airlines are part of one world alliance so you can use the points you make on the card toward Cathay flights

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Postby cdogg » Thu Jul 26, 2012 8:45 am

MrJack wrote:What about the Citi Platinum AAdvantage card? Cathay and American airlines are part of one world alliance so you can use the points you make on the card toward Cathay flights

I would say AMEX Plat is the best one except the af you might not like it. they are well used in China and HK. i used it even while back 99 on all major shopping centers and hotels in China. and AMEX has their main office in Beijing.
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Postby DavidNY » Thu Jul 26, 2012 3:12 pm

Check out Discover Escape. Discover cards can be used on UnionPay (mainland China), Diners Club International and JCB networks and have no foreign transaction fee.

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Postby Money card » Fri Jul 27, 2012 2:11 am

Dave is Discover accepted alot in china, Hong Kong and south asia?

I would suggest either the chase sapphire preferred or capital1 venture blue version 2 miles per dollar spent no foreign transaction fee.
you get concierge service with both cards.

the Chase sapphire you get 2 points per dollar spent on gas, dining and travel hotels, airline tickets, rental cars.
with the capital1 venture card you get 2 miles per dollar spent on everything but in order to apply in the bank you have to have a checking account with them all of us think this is dumb.

the other problem is when redeeming miles is you have to have all of your miles in other words there's no breaking up for example.

let's say you have 50,000 miles and you have to go south asia for a very important business convention and let's say your airline ticket cost 900.00 obviously you would be short miles. with capital1 you couldn't use your rewards for the 50,000 miles and pay the rest with the card it's all or none.

you mentioned no foreign transaction fee or minimal are you interested in any hotel cards? the starwood preferred guest is a great card
the places you mentioned are there any sheratons or best westerns out in those areas? how about a Marriotts?
the starwood perfered has a 2.7 transaction fee I guess that would be minimal.

I also agree with Mr. Jack the citibank american airlines is a great card, I see a lot of people using this card,
Citibank has another card called the thankyou card there are 2 versions the 1 point per dollar spent is the preferred no annual fee, not sure about the points on restaurants and gas. the premiere you do get 2 points per dollar spent on gas and restaurants, when traveling in the US you get 2 free airline tickets per year. the annual fee is waved the first year after that there's a 125.00 annual fee. with this card not sure if there's any foreign transaction fee.

the chase sapphire is 95.00 waved the first year.
capital 59.00
so here are a few cards to look at.

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Postby lucasoil4u » Fri Jul 27, 2012 9:35 am

With the Capital 1 you are able to get a statement credit issued for your miles. So you can use them even if your trip cost more than the miles you have. Its very easy to rack up miles with Capital 1. They are kinda stingy on there CL though.

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Postby Regnohspf » Wed Aug 01, 2012 8:21 am

look into the thankyou premier card. it has a $125 AF, they did have a spend 2k first 3 months get 30k points and an additional 30k your second year of membership after spending 2k in the first 3 months. but right now they have a measly 25k point bonus sign up offer. but the cool thing is the card offers the EMV chip. not sure if its pin and chip or sign and chip though.

you get 1.2 points to groceries, gas, parking merchants, drug stores

you get a complimentary annual domestic companion ticket. and your points get a 33% boost when using them to book through Citi's spirit incentives website

the added bonus's i believe would be good for you is

1) you get points for the miles you travel which are also a solid 1 for .01cent value as long as you spend the same amount on your card. so you fly 80,000 miles, you get the full 80,000 miles as long as you spend $80,000 on your card. if you flew 80,000 but only spent $40,000 on your card then you would only be able to redeem that much in miles.

so in the end you would get the $xx.xx amount of money you have spent through the card + the miles that you have flown. so in the end could be a great benefit and a fast way to rack up points and your points are worth more if booked through Citi

2) no foreign transaction fee
Wells Fargo Student Credit Card Visa - $1300 (February 2011)
American Express Zync Charge Card (February 2012)
Chase Freedom Visa- $2000 5% rotating (April 2012)
Citi Forward Visa- $3000 - 5x at restaurants, amazon.com (April 2012)
Chase Sapphire Preferred Mastercard World Elite - $5000 (July 2012)

Credit cards left to attain

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Postby jlam572 » Sat Aug 04, 2012 9:54 pm

Id go for the Amex platinum. If anything, the airport club access, and the buy one get one free international tickets would pay for the increased annual fee pretty quick with that many miles racked up. Also in HK they offer the "peninsula" amex platinum edition that gives extra rewards for stays at the peninsula in HK. My uncle has a Centurion Amex in HK and loves it.
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