- Centurion Member
- Posts: 875
- Joined: Thu Apr 30, 2009 2:32 pm
- Location: Texas
Yesterday I upgraded my dormant Blue Cash Everyday to Preferred and intend to use it at grocery stores (6%), gas stations and department stores (3% each).
This is coupled with my new Cash+ card from US Bank, which after I reset categories for next quarter will pay me 5% on bills (utility, phone, internet, insurance) and 5% on restaurants.
I will still use my Fidelity Amex to get 2% on everything else, more when shopping online through the WorldPoints mall.
So, based on my budget projections, I will earn at least $873 per year before the $75 Amex Blue Cash fee. There also will likely be another $100-200 in earnings from miscellaneous spending as well as a modest amount from my 3% Amazon.com card.
My Chase Freedom card likely will be used very little if at all.
American Express: Blue Cash Preferred (groceries, 6%; gas, department store, 3%); Gold Delta SkyMiles (Delta Air Lines, 2 miles/dollar, free checked bag).
US Bank: Cash+ (utilities, phone, internet, restaurant, 5%; drugstores, 2%).
FIA Card Services: Fidelity Amex (everything, 2%); Fidelity Visa (everything, 1.5%).
Chase: Freedom (rotating, 5%); Amazon (Amazon.com, 3%); PriorityClub (IHG hotels, 5 points/dollar); Sapphire (not in use).
*All cards are registered with PriorityClub IDine program for 8 points/dollar at participating restaurants.