US Bank Cash Plus Visa Signature?

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Members share tips and tricks for getting the most miles, & points.
270 posts
FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Mon Aug 13, 2012 10:36 am

trumpet-205 wrote:I waited about 4 days before automated call says I'm approved.


Still waiting. Today is the 3rd business day after the day of the application.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape


redcxe
 
Posts: 2
Joined: Mon Aug 13, 2012 6:12 pm
Location: Georgia

Postby redcxe » Mon Aug 13, 2012 6:16 pm

Hi all, noob here

So I applied for this a month back and its been a fiasco. First of all the first call got lost in the mail or something. I waited around 3 weeks to get the card, called- the rep told me to wait another couple of days. I waited another week and it still didnt show up and called again- they sent out another one and I finally received it.

I ended up getting the Cash Rewards instead of the Cash+. When I checked my limit it was 6.5k!! I tried calling them to ask why I wasnt given the Cash+ because I am clearly over 5k but they say that "its not that clear cut" and they cant upgrade me. Overall I am annoyed as hell and if they dont want my business Im not sure I even want to use this junker till I can upgrade. :mad:

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Tue Aug 14, 2012 10:33 am

I was approved. $11,500 limit. I'm happy.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

Gothicmoocow
Green Member
Green Member
 
Posts: 18
Joined: Sat Jun 30, 2012 4:10 pm
Location: Arizona

Postby Gothicmoocow » Sun Aug 19, 2012 9:27 pm

redcxe wrote:Hi all, noob here

So I applied for this a month back and its been a fiasco. First of all the first call got lost in the mail or something. I waited around 3 weeks to get the card, called- the rep told me to wait another couple of days. I waited another week and it still didnt show up and called again- they sent out another one and I finally received it.

I ended up getting the Cash Rewards instead of the Cash+. When I checked my limit it was 6.5k!! I tried calling them to ask why I wasnt given the Cash+ because I am clearly over 5k but they say that "its not that clear cut" and they cant upgrade me. Overall I am annoyed as hell and if they dont want my business Im not sure I even want to use this junker till I can upgrade. :mad:

Sorry Mate anyone who doesn't qualify for the cash + but has decent credit will get a counter offer of the regular cash card.

It'll prob take 6months for you to get an upgrade.
The reason may be more clear than they say... however for several different reasons they arent allowed to disclose those reasons (not even to other usbank employees) but if i can guess I'm going to assume your counter offer was due to DTI

Edit: Just noticed didnt have to wait for a mod's approval for my post and i got a pic under my name now... YAY!

2nd EDIT:
Sorry! forgot to mention.. you can always reapply for the cash+ card.
Just try finding out what the requirements are... I think i posted them page 2 or 3 i might be wrong though lol

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Tue Aug 21, 2012 10:32 am

Does anyone know if Amazon considered a department store or electronic store with this card?

Thanks!
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

slug
Green Member
Green Member
 
Posts: 16
Joined: Tue Aug 21, 2012 1:11 pm
Location: NC

Postby slug » Tue Aug 21, 2012 1:29 pm

Has anyone been able to add this card to Yodlee? It doesn't seem to be picking it up for me.

And I assume I have to have a certain number of messages to be able to avatar and .sig, correct?
Gas: PenFed Platinum Cash Rewards (5%)
Grocery/Gift Cards: AMEX BCP (6%)
Cell & Restaurants: US Bank Cash + (5%)
Target: Target (5%)
Hotels: SPG AMEX, Marriott Rewards Premiere VISA
Everything Else: Fidelity Investment Rewards AMEX (2%)

+ Discover and Chase Freedom for 5% cash back categories


Blogging at Sunk Costs Are Irrelevant

trumpet-205
Centurion Member
Centurion Member
 
Posts: 221
Joined: Sat Oct 23, 2010 1:51 pm
Location: CA, USA

Postby trumpet-205 » Tue Aug 21, 2012 2:02 pm

Amazon uses 5942 (Book Store) as its MCC for Visa and MC.

Use Citi Forward instead with Amazon.
In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Tue Aug 21, 2012 3:14 pm

trumpet-205 wrote:Amazon uses 5942 (Book Store) as its MCC for Visa and MC.

Use Citi Forward instead with Amazon.


Ok, I was double checking. Thanks.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

Crashem
Centurion Member
Centurion Member
 
Posts: 538
Joined: Fri Mar 09, 2012 9:29 am
Location: San Francisco, CA

Postby Crashem » Tue Aug 21, 2012 4:36 pm

BANG Approved for 25k. Card is going to get some nice use.
Amex Centurion, Amex Platinum, Amex BCP 8k->24k (5/23/12), Amex TE 15k, Cap One 1.5% 15k->20k (8/7/13), CSP 25k, Chase Palladium 100k, Citibank AA 35k (AU), Firestone 1.8k->2.2k->2.4k (8/20/12), JFCU Jloc 30k, PenFed Plat Rewards 30k, SF Fire 30k, US Bank Cash+ 25k

FutureBillionaire
Centurion Member
Centurion Member
 
Posts: 1589
Joined: Sun Jun 19, 2011 2:37 pm
Location: Down South

Postby FutureBillionaire » Tue Aug 21, 2012 6:18 pm

Crashem wrote:BANG Approved for 25k. Card is going to get some nice use.


Very nice. Hopefully I can get some limits like that once my salary increases.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape



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