5% starting on July 1st

All about maximizing your rewards!
Members share tips and tricks for getting the most miles, & points.
19 posts
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Postby agp » Fri Jun 29, 2012 7:55 pm

Money card wrote:I agree with you even if I did use my Discover card at fast food restaurants I wouldn't leave a tip. April, May and June I rounded off
and left the tip in cash on sitdown restaurants.

I wouldn't leave 25% to any restaurant. some restaurants have great views on the patio, some waiters and waitresses give free coffee
so in a situation like this I would leave a 5.00 tip in cash but I wouldn't leave 25% , I leave 15% but everybodys different.

If you go to Hooters then 25% is a good idea.

I do tip a lot at Hooters but not because of what you think. One of my friends from college works at Hooters so I would only go when she used to text me to tell me that she's working. I don't get charged for anything, so I have to tip a lot.

I've seen some staffs at restaurants in NYC who really do deserve that 25% tip. Really depends on where you go.

American wrote:What's with the tip or no tip thing? I usually tip on the card. Is there any disadvantage for doing that?

Not as far as I know.

Main Card: Amex Platinum
For gas: Penfed Platinum Cash Rewards
For travel & dining: Chase Sapphire Preferred

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Postby DavidNY » Fri Jun 29, 2012 8:45 pm

No disadvantage for the customer, the waiter may make less if using a credit card, it depends on the restaurant.

Money card
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Postby Money card » Sun Jul 01, 2012 10:16 pm

I forgot to metion for anybody using there Discover card will you be going to any theme parks and using your Discover More?
me the same just the gas stations.

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Postby MemberSince99 » Mon Jul 02, 2012 6:21 am

Same for me, just the gas stations too.

Not to sound cynical but the last time I went to the theme parks, I spent more time standing in line than actually doing anything. Going to the bathroom was a 20 minute wait for the men and almost an hour for the women. The food was burgers but was priced like a steak dinner. I think I got to go on a handful of rides the whole day as the lines for the good ones was typically an hour and up, and when I left I asked myself why on earth I dropped that kind of money to stand in line all day - I could do that for free at the local supermarket or department store and have just about as much fun. And the cost of entry was pretty pricey and they even charged you to park in the lot. I'm surprised they didn't charge you for the oxygen you consumed on the premises, that's probably a new program for 2012. Just so not fun in my view.

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Postby Ratfacedudeguy » Mon Jul 02, 2012 7:51 am

lol there's a lot of truth in that. That's why I haven't been to an amusement park in years.

In other news I just filled up the ol' gas tank last night. $41.00 tank = $2.05 cash back. It's gonna be a fruitful quarter.
Amex Green - NPSL - 05/12
Amex Zync - NPSL - 06/12
Discover it - $7750 - 11/12
Chase Sapphire Preferred Visa Signature - $5000 - 11/12
SECU Platinum Visa - $5000 - 08/08
Bank of America Cash Rewards Platinum Plus Visa - $3000 - 06/08
Citi Diamond Preferred Mastercard - $3000 - 05/12
GECRB Old Navy Visa - $2500 - 11/12
Chase Amazon Visa - $2000 - 11/12
Chase Freedom Visa - $2000 - 07/12
Citi Thank You Visa - $1000 - 06/12
Amex Blue Cash Everyday - $1000 - 01/13

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Postby hematino » Mon Jul 02, 2012 10:41 am

I usually use my PenFed card for 5% on gas, but for this quarter I can also use my Freedom or Discover for the same 5%. Guess its gonna be a matter of where to direct the points or statement credit. It would be better if Freedom and Discover didn't step on each other for the same gas quarters.

Sometime this month I'm planning to take my 4 year old godson to a local theme park thats aimed at little kids. You can bet I'm gonna whip out that Discover card before you can say "Peggy!"
Now she's eyeless.
The snakes she held once
Eat up her hands.

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Postby DavidNY » Mon Jul 02, 2012 2:16 pm

One thing the Freedom has going for it is the ability to redeem all points at $20 or over, rather than Discover's $50 increments.

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Postby FutureBillionaire » Mon Jul 02, 2012 5:45 pm

You can redeem gift cards at Discover at $25 increments.

I use my penfed rewards cards for gas the most. I will use all my cards after the statements close. I will rotate the Discover in too.
Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape

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Postby PopiLopi » Mon Jul 02, 2012 8:38 pm

I'll be using chase freedom for the 5% on restaurants and gas stations, I rather have most of the cash back in a single card or at least in two and I don't spend $500 a month in gas and restaurants to make it worth the split
Amex: Business Platinum (09/12) BCP $10,500 (03/13)
Visa: Capital One Journey $750 (04/11) Chase Freedom $1,800 (04/12)
MasterCard Citi AAdvantage Platinum Select $8,500 (05/13)
Discover: Discover It $2500 (07/11)
Store Cards: Amazon $3900 (12/11) Macy's $500 (04/11) Kohl's $500 (05/12) Victoria's Secret $750 (11/12)

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