Sapphire Preferred vs Cap One Venture?

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eqttrdr
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Sapphire Preferred vs Cap One Venture?

Postby eqttrdr » Sun Jun 17, 2012 1:57 pm

How is this not a no-brainer choice?

Everyone seems to love the Chase Sapphire preferred cards because of the flexibility with UR points.

Great

Except Capital Pne venture card gives you 2pts per dollar spent on anything (sapphire preferred only on travel and dining)

Capital One Venture is $59/yr while Chase Sapphire preferred is $95/yr

Capital one I can shop for travel anywhere...even priceline and get the best deal and then pay myself back after I make the purchase. This is HUGE if you use hotwire or priceline for any sort of travel purchases.

With Chase Sapphire preferred you have to book via UR to get the measly .0125 return on your dollar. Makes no sense to me as I can save more money (at least .02 per dollar min) booking with whoever has the best deal and not be forced to use UR.

Why would anyone use the Chase Sapphire preferred over the Capital One Venture?

What am I missing here? Please correct my thinking where I am wrong.


hjamespyun
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Postby hjamespyun » Sun Jun 17, 2012 2:38 pm

From The Points Guy:

"If you like having a fixed value on your points that you can then use for the exact flights you want on the exact dates you want, then you should consider a cash back card like the Capital One Venture. However, if your primary goal is to squeeze as much value as possible out of each point by redeeming for premium awards, then you should consider travel points credit cards such as the Sapphire Preferred and the Premier Rewards Gold."

It really depends on what you plan on redeeming for.
Cards In Use
Chase Sapphire Visa Signature (Downgraded from Sapphire Preferred)
American Express Platinum (Upgraded from Premier Rewards Gold)
Citi ThankYou Preferred World Elite MasterCard

Money card
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Postby Money card » Wed Jun 20, 2012 9:25 pm

With the capital1 venture card you have to have all of your miles.Y ou can't break it up. For example let's say you want to use your miles for a vacation. let's say you want go to the Bahamas and your airline ticket is $350.00 and you have 10,000 miles. You can't use use your miles since you don't have enough. it's all or none.

with Chase you probably are able to use your points, so if you have 10,000 points and your airfare is $350.00, you could redeemand whatever you are short you can probably put the rest on the card. When you go into a Chase bank they probably help you find the card that's appropiate for you.

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Postby Money card » Wed Jun 20, 2012 9:26 pm

by the way it's 2 miles not 2 points.

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Postby Money card » Wed Jun 20, 2012 9:28 pm

also with the chase sapphire isn't it 2 points per dollar on dining, travel and gas?

lucasoil4u
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Postby lucasoil4u » Thu Jun 21, 2012 10:03 am

Capital One lets you get a statement credit as well. So if you dont have enough miles its like paying for some of the purchase if you use your card. We will find out how good it is when I use all my miles next year to pay for my honeymoon.

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Postby Money card » Mon Jun 25, 2012 10:08 pm

which card are you interested in the Chase Sapphire preferred or capital1 venture, which level the blue or gold colored?



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