- Centurion Member
- Posts: 1361
- Joined: Tue Jun 28, 2011 10:13 pm
- Location: New York state
Let's see if I can answer your question.
Cash back from credit cards can be redeemed for gift cards, charity donations and often times you can request a check or statement credit.
Let's say for example you have a Blue Cash card from American Express and you need some items from Macy's, JCPenney's or Sears. These are department stores. So if you spent $115.00 at Macys, $65.00 at Sears, and $35.00 at JCPenney's you would get 2% cash back on all of these purchases because the Blue Cash card gives 2% cash back for department store purchases.
But now let's say you bought something from the Gap, J Crew, Bed Bath and Beyond and you ate lucnh at Ruby Tuesdays. You would get 1% back on all that. It will say what you have earned on every statement.
Every card works different.